LendingClub operates as a bank holding company providing consumer and commercial lending products alongside deposit services. The company offers unsecured and secured consumer loans, auto refinance loans, patient and education finance loans, and small business commercial loans. It also maintains a lending marketplace platform that facilitates loan origination and distribution. The company holds deposits through savings accounts, checking accounts, and certificates of deposit.
The business generates revenue through multiple lending channels, including its direct consumer lending operations, education and healthcare finance products, and commercial lending segment. The marketplace platform extends the company's reach by connecting borrowers with investors and other funding sources. LendingClub operates primarily across the United States with headquarters in San Francisco, California. The company maintains approximately 1,075 full-time employees and operates as a bank holding company incorporated in Delaware, with shares listed on the New York Stock Exchange.
Fiscal years are as reported by the company and may not align with the calendar year. For example, Apple's FY 2024 ends in September 2024.
| Fiscal Year | EPS Diluted | EPS Basic | YoY | |
|---|---|---|---|---|
| 2025 | $1.16 | $1.18 | +157.8% | |
| 2024 | $0.45 | $0.46 | — | |
| 2023 | — | — | — | |
| 2022 | — | — | — | |
| 2021 | $0.18 | — | — | |
| 2020 | — | — | — | |
| 2019 | $0.00 | $0.00 | +100.0% | |
| 2018 | $-0.03 | $-0.03 | +86.4% | |
| 2017 | $-0.22 | $-0.22 | -175.0% | |
| 2016 | $-0.08 | $-0.08 | -700.0% | |
| 2015 | $-0.01 | $-0.01 | +97.7% | |
| 2014 | $-0.44 | $-0.44 | -4500.0% | |
| 2013 | $0.01 | $0.01 | — | |
| 2012 | — | — | — |
| Report Date | Filed | Accession Number | |
|---|---|---|---|
| 2025-12-31 | 2026-02-12 | 0001409970-26-000018 | SEC ↗ |
| 2024-12-31 | 2025-02-13 | 0001409970-25-000009 | SEC ↗ |
| 2023-12-31 | 2024-02-16 | 0001409970-24-000009 | SEC ↗ |
| 2022-12-31 | 2023-02-09 | 0001409970-23-000012 | SEC ↗ |
| 2021-12-31 | 2022-02-11 | 0001409970-22-000006 | SEC ↗ |
| 2020-12-31 | 2021-03-11 | 0001409970-21-000016 | SEC ↗ |