LAKELAND FINANCIAL CORP

Lakeland Financial Corporation is a bank holding company headquartered in Warsaw, Indiana, that operates Lake City Bank, a regional commercial bank serving customers across the United States. The company accepts a range of deposit products including noninterest bearing accounts, interest-bearing checking, savings, money market, and NOW accounts. Its lending portfolio encompasses commercial and industrial loans, commercial real estate and multi-family residential financing, construction loans, agri-business and agricultural credit, consumer mortgage products, and other commercial and consumer loans.

Beyond traditional banking, Lakeland provides retail and merchant credit card services, corporate treasury management services, private banking, and wealth advisory services. The company also offers retail brokerage services that include financial and investment products, annuities, and life insurance, along with trust and fiduciary services and estate and financial planning consulting. The organization serves diverse industries including commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services, and health care.

With 655 full-time employees, the company operates as a mid-sized regional bank with a market capitalization of approximately $1.5 billion. Founded in 1872, Lakeland Financial is incorporated in Indiana and listed on the Nasdaq exchange, maintaining a diversified revenue base across deposit-taking, lending, and advisory service lines.