Lemonade provides property and casualty insurance products primarily through a direct-to-consumer digital platform. The company's core offerings include renters, homeowners, and landlord insurance, along with supplementary coverage for pets, vehicles, and life insurance. Lemonade also underwrites coverage for personal property damage and liability protection. Additionally, the company operates as an agent for third-party insurers, generating revenue through placements and commissions on policies written for other carriers.
The company serves customers across the United States, Europe, and the United Kingdom. Lemonade operates with approximately 1,282 full-time employees and maintains headquarters in New York, New York. The company was incorporated in Delaware in 2015 and is publicly traded on the New York Stock Exchange with a market capitalization of approximately $4.0 billion.
Fiscal years are as reported by the company and may not align with the calendar year. For example, Apple's FY 2024 ends in September 2024.
| Fiscal Year | EPS Diluted | EPS Basic | YoY | |
|---|---|---|---|---|
| 2025 | $-2.24 | $-2.24 | +21.4% | |
| 2024 | $-2.85 | $-2.85 | +16.2% | |
| 2023 | $-3.40 | $-3.40 | +25.9% | |
| 2022 | $-4.59 | $-4.59 | -16.5% | |
| 2021 | $-3.94 | $-3.94 | — | |
| 2020 | — | — | — |
| Report Date | Filed | Accession Number | |
|---|---|---|---|
| 2025-12-31 | 2026-02-25 | 0001691421-26-000016 | SEC ↗ |
| 2024-12-31 | 2025-02-26 | 0001691421-25-000031 | SEC ↗ |
| 2023-12-31 | 2024-02-28 | 0001691421-24-000026 | SEC ↗ |
| 2022-12-31 | 2023-03-03 | 0001691421-23-000032 | SEC ↗ |
| 2021-12-31 | 2022-03-01 | 0001691421-22-000015 | SEC ↗ |
| 2020-12-31 | 2021-03-08 | 0001691421-21-000024 | SEC ↗ |