LSBK

LSBK — Valuation Models

Interactive models with editable assumptions. All calculations run client-side.

Valuation Summary

ModelIntrinsic Valuevs Price ($15.51)
DCF$8.79-43.3%
Graham Number$20.56+32.6%
Reverse DCF
DDM$7.42-52.2%
EV/EBITDA

Values reflect default assumptions. Adjust inputs in each model below to update.

1 — Discounted Cash Flow (DCF)

Assumptions

Yahoo: —
Rev: 3.5% / EPS: 0.2%
Default: 9% (no SEC data)

Results

Intrinsic Value / share$8.79
Current Price$15.51
Upside / Downside-43.3%
Net Debt (used)-$64.28M
Sensitivity: WACC (rows) × Near-term g (cols)
WACC \ Near-term-3.0%1.0%5.0%9.0%13.0%
7.0%$8.79$8.79$8.79$8.79$8.79
8.0%$8.79$8.79$8.79$8.79$8.79
9.0%$8.79$8.79$8.79$8.79$8.79
10.0%$8.79$8.79$8.79$8.79$8.79
11.0%$8.79$8.79$8.79$8.79$8.79

2 — Graham Number

Assumptions

Graham used 22.5 (15× P/E × 1.5× P/B)
Yahoo: $0.97
Yahoo: $19.37

Results

Graham Number$20.56
Current Price$15.51
Margin of Safety+32.6%
Formula: √(22.5 × max(0,EPS) × max(0,BVPS))

3 — Reverse DCF (Implied Growth)

Assumptions

Default: 9% (no SEC data)

Results

Reverse DCF requires positive TTM free cash flow.
Current Price$15.51
Implied Near-term FCF Growth
Historical Revenue Growth3.5%
Historical Earnings Growth0.2%
Base FCF (TTM)
Implied growth is the FCF growth rate (yrs 1–5) that makes the DCF intrinsic value equal the current price. Long-term growth is set to half the implied near-term rate.

4 — Dividend Discount Model (DDM)

Assumptions

Yahoo: $0.36

Results

DDM Intrinsic Value / share$7.42
Current Price$15.51
Upside / Downside-52.2%
Formula: D0 × (1+g) / (r − g)

5 — EV/EBITDA Multiple

Assumptions

Yahoo: —
Current: —×
Default: -$64.28M

Results

Implied Equity Value / share$8.79
Current Price$15.51
Upside / Downside-43.3%
Implied EV$0