M&T BANK CORP

M&T Bank Corporation operates as a bank holding company providing retail and commercial banking services across the United States through its principal subsidiaries, Manufacturers and Traders Trust Company and Wilmington Trust, National Association. The company offers a comprehensive range of deposit products including demand, savings, and time accounts alongside credit products such as commercial and residential real estate loans, automobile and recreational finance, home equity lines of credit, and credit cards. Additional services include cash management, payroll processing, merchant services, and business lending to consumers and small businesses through a network of branches, telephone banking, internet platforms, and automated teller machines.

The company operates through three segments: Commercial Bank, which serves middle-market and large commercial customers with lending, leasing, letters of credit, and cash management services; Retail Bank, which provides deposit and loan products to consumers and small businesses; and Institutional Services and Wealth Management, which offers trustee, agency, investment management, and administrative services to corporations and institutional clients. This segment also provides personal trust, planning and advisory services, asset management, and family office services, along with investment products including mutual funds and annuities.

M&T Bank operates with approximately 21,839 full-time employees and maintains headquarters in Buffalo, New York. Founded in 1856, the company is incorporated in New York and listed on the NYSE.