NewtekOne, Inc.

# NewtekOne, Inc.

Incorporated in Maryland and listed on Nasdaq, NewtekOne operates as a national commercial bank providing a range of financial services to small and mid-sized businesses. The bank offers traditional lending products, deposit services, and related financial solutions tailored to its core customer base of entrepreneurs and closely-held companies.

The company generates revenue primarily through net interest income on its loan portfolio and deposit base, as well as fee income from various banking services. NewtekOne serves clients across multiple geographic markets through both physical banking locations and digital channels, enabling broader reach beyond traditional branch networks.

The organization maintains a relatively lean operational footprint compared to larger national banks, positioning it to serve niche segments of the commercial banking market. The bank's business model emphasizes personalized service and faster decision-making for its target customer base of small business owners and closely-held enterprises seeking alternative banking relationships.