NICOLET BANKSHARES INC

Nicolet Bankshares, Inc. is a bank holding company headquartered in Green Bay, Wisconsin that operates Nicolet National Bank, a regional financial institution serving businesses and individuals across Wisconsin, Michigan, and Minnesota. The bank offers a comprehensive suite of deposit products including checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. It also provides a range of lending services spanning commercial loans, commercial real estate financing, agricultural production and real estate loans, construction and land development lending, residential mortgages, and consumer loans.

Beyond traditional banking, the company offers cash management services, international banking capabilities, personal brokerage services, and wealth management and retirement plan advisory services. Digital banking options include online banking platforms for commercial and retail customers, mobile deposit capture, automated bill payment, and remote deposit capabilities. The company also facilitates crop insurance products and provides ancillary services such as wire transfers, safe deposit boxes, trust and fiduciary services, and credit and debit card products.

Nicolet National Bank maintains a regional footprint across the Upper Midwest, with operations concentrated in Wisconsin, Michigan, and Minnesota. The company generates revenue through net interest income on its loan and deposit portfolios as well as fee income from various banking services and advisory offerings. The organization was incorporated in 2000 and operates under the bank holding company structure established in 2002 when it changed its name from Green Bay Financial Corporation to Nicolet Bankshares, Inc.