NIM

NIM — Valuation Models

Interactive models with editable assumptions. All calculations run client-side.

Valuation Summary

ModelIntrinsic Valuevs Price ($9.69)
DCF$0.03-99.7%
Graham Number$6.85-29.2%
Reverse DCF
DDM$7.21-25.6%
EV/EBITDA

Values reflect default assumptions. Adjust inputs in each model below to update.

1 — Discounted Cash Flow (DCF)

Assumptions

Yahoo: —
Rev: 3.5% / EPS: 26.5%
Default: 9% (no SEC data)

Results

Intrinsic Value / share$0.03
Current Price$9.69
Upside / Downside-99.7%
Net Debt (used)-$342,769
Sensitivity: WACC (rows) × Near-term g (cols)
WACC \ Near-term18.5%22.5%26.5%30.5%34.5%
7.0%$0.03$0.03$0.03$0.03$0.03
8.0%$0.03$0.03$0.03$0.03$0.03
9.0%$0.03$0.03$0.03$0.03$0.03
10.0%$0.03$0.03$0.03$0.03$0.03
11.0%$0.03$0.03$0.03$0.03$0.03

2 — Graham Number

Assumptions

Graham used 22.5 (15× P/E × 1.5× P/B)
Yahoo: $0.21
Yahoo: $9.94

Results

Graham Number$6.85
Current Price$9.69
Margin of Safety-29.2%
Formula: √(22.5 × max(0,EPS) × max(0,BVPS))

3 — Reverse DCF (Implied Growth)

Assumptions

Default: 9% (no SEC data)

Results

Reverse DCF requires positive TTM free cash flow.
Current Price$9.69
Implied Near-term FCF Growth
Historical Revenue Growth3.5%
Historical Earnings Growth26.5%
Base FCF (TTM)
Implied growth is the FCF growth rate (yrs 1–5) that makes the DCF intrinsic value equal the current price. Long-term growth is set to half the implied near-term rate.

4 — Dividend Discount Model (DDM)

Assumptions

Yahoo: $0.35

Results

DDM Intrinsic Value / share$7.21
Current Price$9.69
Upside / Downside-25.6%
Formula: D0 × (1+g) / (r − g)

5 — EV/EBITDA Multiple

Assumptions

Yahoo: —
Current: —×
Default: -$342,769

Results

Implied Equity Value / share$0.03
Current Price$9.69
Upside / Downside-99.7%
Implied EV$0