# NSTS Bancorp, Inc.
NSTS Bancorp operates as a savings and loan holding company for North Shore Trust and Savings, providing retail and commercial banking services across Illinois. The company offers deposit products including interest-bearing and noninterest-bearing checking accounts, money market accounts, savings accounts, and time deposits. Its lending portfolio comprises one- to four-family residential mortgages, multifamily and commercial real estate mortgages, construction loans, and consumer loans. The company also provides online banking services to its customer base.
The organization maintains a physical footprint in Lake County, Illinois, with full-service banking offices in the region. Additionally, it operates loan production offices in Chicago, Plainfield, and Aurora to expand its market reach. With 50 full-time employees and a market capitalization of approximately $100 million, NSTS Bancorp functions as a regional financial institution. The company was established in 1921 and remains headquartered in Waukegan, Illinois.
Fiscal years are as reported by the company and may not align with the calendar year. For example, Apple's FY 2024 ends in September 2024.
| Fiscal Year | EPS Diluted | EPS Basic | YoY | |
|---|---|---|---|---|
| 2024 | — | $-0.16 | +79.7% | |
| 2023 | — | $-0.79 | -8000.0% | |
| 2022 | — | $0.01 | — | |
| 2021 | — | — | — |