NTB

NTB — Valuation Models

Interactive models with editable assumptions. All calculations run client-side.

Valuation Summary

ModelIntrinsic Valuevs Price ($51.27)
DCF$66.77+30.2%
Graham Number$59.31+15.7%
Reverse DCF
DDM$39.96-22.1%
EV/EBITDA

Values reflect default assumptions. Adjust inputs in each model below to update.

1 — Discounted Cash Flow (DCF)

Assumptions

Yahoo: —
Rev: 6.9% / EPS: —
Default: 9% (no SEC data)

Results

Intrinsic Value / share$66.77
Current Price$51.27
Upside / Downside+30.2%
Net Debt (used)-$2.75B
Sensitivity: WACC (rows) × Near-term g (cols)
WACC \ Near-term-1.1%2.9%6.9%10.9%14.9%
7.0%$66.77$66.77$66.77$66.77$66.77
8.0%$66.77$66.77$66.77$66.77$66.77
9.0%$66.77$66.77$66.77$66.77$66.77
10.0%$66.77$66.77$66.77$66.77$66.77
11.0%$66.77$66.77$66.77$66.77$66.77

2 — Graham Number

Assumptions

Graham used 22.5 (15× P/E × 1.5× P/B)
Yahoo: $5.47
Yahoo: $28.58

Results

Graham Number$59.31
Current Price$51.27
Margin of Safety+15.7%
Formula: √(22.5 × max(0,EPS) × max(0,BVPS))

3 — Reverse DCF (Implied Growth)

Assumptions

Default: 9% (no SEC data)

Results

Reverse DCF requires positive TTM free cash flow.
Current Price$51.27
Implied Near-term FCF Growth
Historical Revenue Growth6.9%
Historical Earnings Growth
Base FCF (TTM)
Implied growth is the FCF growth rate (yrs 1–5) that makes the DCF intrinsic value equal the current price. Long-term growth is set to half the implied near-term rate.

4 — Dividend Discount Model (DDM)

Assumptions

Yahoo: $1.94

Results

DDM Intrinsic Value / share$39.96
Current Price$51.27
Upside / Downside-22.1%
Formula: D0 × (1+g) / (r − g)

5 — EV/EBITDA Multiple

Assumptions

Yahoo: —
Current: —×
Default: -$2.75B

Results

Implied Equity Value / share$66.77
Current Price$51.27
Upside / Downside+30.2%
Implied EV$0