OFG Bancorp is a financial holding company headquartered in San Juan, Puerto Rico that provides banking and financial services throughout the United States. The company offers a comprehensive range of deposit products including savings accounts, certificates of deposit, and checking accounts for both personal and commercial customers. Its lending operations encompass commercial loans, auto loans, mortgage loans, personal loans, residential solar panel financing, and credit products, alongside mortgage banking and loan securitization activities.
The company operates through three primary segments: Banking, which generates revenue from deposit products and loan origination; Wealth Management, which provides securities brokerage, insurance agency services, trust administration, and investment advisory services to retail and institutional clients; and Treasury, which manages the company's investment portfolio and interest rate risk. The investment portfolio includes mortgage-backed securities, U.S. Treasury securities, and obligations of government-sponsored agencies.
OFG Bancorp maintains approximately 2,185 full-time employees and operates with a market capitalization of $1.8 billion. The company was incorporated in Puerto Rico and has been in operation since its founding in 1964. It is listed on the New York Stock Exchange under the ticker OFG.
Fiscal years are as reported by the company and may not align with the calendar year. For example, Apple's FY 2024 ends in September 2024.
| Fiscal Year | EPS Diluted | EPS Basic | YoY | |
|---|---|---|---|---|
| 2025 | $4.58 | $4.60 | +8.3% | |
| 2024 | $4.23 | $4.25 | +10.4% | |
| 2023 | $3.83 | $3.85 | +11.3% | |
| 2022 | $3.44 | $3.46 | +22.4% | |
| 2021 | $2.81 | $2.85 | +112.9% | |
| 2020 | $1.32 | $1.32 | +43.5% | |
| 2019 | $0.92 | $0.92 | -39.5% | |
| 2018 | $1.52 | $1.59 | +72.7% | |
| 2017 | $0.88 | $0.88 | -14.6% | |
| 2016 | $1.03 | $1.03 | +378.4% | |
| 2015 | $-0.37 | $-0.37 | -124.7% | |
| 2014 | $1.50 | $1.58 | -13.3% | |
| 2013 | $1.73 | $1.85 | +394.3% | |
| 2012 | $0.35 | $0.35 | -47.8% | |
| 2011 | $0.67 | $0.67 | — |
| Report Date | Filed | Accession Number | |
|---|---|---|---|
| 2025-12-31 | 2026-02-25 | 0001030469-26-000008 | SEC ↗ |
| 2024-12-31 | 2025-02-27 | 0001030469-25-000007 | SEC ↗ |
| 2023-12-31 | 2024-02-26 | 0001030469-24-000007 | SEC ↗ |
| 2022-12-31 | 2023-02-24 | 0001030469-23-000010 | SEC ↗ |
| 2021-12-31 | 2022-02-25 | 0001030469-22-000015 | SEC ↗ |
| 2020-12-31 | 2021-02-26 | 0001030469-21-000009 | SEC ↗ |
| 2019-12-31 | 2020-03-03 | 0001030469-20-000010 | SEC ↗ |
| 2018-12-31 | 2019-03-08 | 0001562762-19-000078 | SEC ↗ |
| 2017-12-31 | 2018-03-13 | 0001030469-18-000021 | SEC ↗ |
| 2016-12-31 | 2017-03-10 | 0001030469-17-000011 | SEC ↗ |
| 2015-12-31 | 2016-03-15 | 0001030469-16-000067 | SEC ↗ |
| 2014-12-31 | 2015-02-26 | 0001030469-15-000010 | SEC ↗ |
| 2013-12-31 | 2014-03-03 | 0001030469-14-000009 | SEC ↗ |
| 2012-12-31 | 2013-03-15 | 0001030469-13-000015 | SEC ↗ |
| 2011-12-31 | 2012-03-09 | 0001193125-12-106683 | SEC ↗ |