OppFi Inc.

# OppFi Inc. (OPFI-WT)

OppFi operates a financial services platform that provides credit products and financial solutions primarily to underserved and middle-income consumers in the United States. The company delivers its services through digital channels and strategic distribution partnerships, focusing on accessibility and speed of capital deployment. Its core offering centers on installment loans and related credit products designed for consumers who may have limited access to traditional banking services.

The company generates revenue primarily through loan origination and servicing activities, with products tailored to address near-term consumer financial needs. OppFi maintains partnerships across multiple channels to distribute its credit products, extending its reach beyond direct consumer acquisition. The company's business model emphasizes technology-enabled underwriting and risk assessment capabilities to streamline the lending process.

OppFi operates as a publicly traded company on the New York Stock Exchange. The company maintains operations across the United States and employs a workforce supporting its digital platform and customer servicing functions. The firm operates within the broader consumer finance sector, competing with other lenders and financial services providers serving similar customer segments.