Companies

PEOPLES FINANCIAL SERVICES CORP.

PFIS · CIK 0001056943 · operating

$53.60-3.59%Last updated Feb 28, 12:08 AM

Key Statistics

Valuation

Market Cap$535.71M
P/E9.12
Fwd P/E7.43
PEG
P/S2.86
P/B1.03
EV/EBITDA
EV/Rev2.80

Profitability

Gross Margin
Op. Margin
Net Margin
ROE1.81%
ROA0.17%
FCF Margin

Financial Health

Current Ratio
Debt/Equity9.86
Free Cash Flow$31.35M
Div. Yield4.59%

Growth & Other

Revenue Growth
EPS Growth-74.15%
Beta0.77
52W High$57.71
52W Low$38.9

About PEOPLES FINANCIAL SERVICES CORP.

Peoples Financial Services Corp. operates as a regional bank providing commercial and retail banking services throughout its markets. The company accepts deposits across multiple account types, including money market, savings, certificates of deposit, and individual retirement accounts. Its lending portfolio spans residential real estate, consumer loans (automobile, manufactured housing, personal, and home equity), and commercial credit products such as small business administration loans, construction financing, agricultural lending, and equipment financing.

Beyond traditional banking, the company offers wealth management and fiduciary services, including investment portfolio management, estate administration, pension and profit-sharing plan administration, and corporate trust services. It provides investment management, brokerage, and securities services alongside insurance and annuity products. The company also serves small business clients with specialized checking accounts, merchant services, business credit cards, and merchant lines of credit.

Peoples Financial Services operates primarily in Pennsylvania with its headquarters in Moosic. The company was founded in 1905 and maintains a full-service banking platform including digital capabilities such as online banking, remote deposit capture, and automated clearing house services. Its customer base encompasses retail depositors, small businesses, non-profit organizations, governmental entities, and professional clients seeking community-focused banking and wealth management services.

Earnings Per Share (Annual · SEC XBRL)

Fiscal years are as reported by the company and may not align with the calendar year. For example, Apple's FY 2024 ends in September 2024.

Fiscal YearEPS DilutedEPS BasicYoY
2024$0.99$1.00-74.2%
2023$3.83$3.85-27.5%
2022$5.28$5.31-12.3%
2021$6.02$6.05+432.7%
2020$1.13$1.13-67.5%
2019$3.48$3.48+3.3%
2018$3.37$3.37+34.8%
2017$2.50$2.50-5.7%
2016$2.65$2.65+12.3%
2015$2.36$2.36+0.9%
2014$2.34$2.34+93.4%
2013$1.21$1.21-51.4%
2011$2.49$2.49

Annual Reports (10-K) · 15 filings

Report DateFiledAccession Number
2024-12-312025-03-280001558370-25-003995SEC ↗
2023-12-312024-03-150001558370-24-003373SEC ↗
2022-12-312023-03-150001558370-23-003863SEC ↗
2021-12-312022-03-160001558370-22-003741SEC ↗
2020-12-312021-03-160001558370-21-003060SEC ↗
2019-12-312020-03-160001558370-20-002768SEC ↗
2018-12-312019-03-150001558370-19-002151SEC ↗
2017-12-312018-03-140001558370-18-002058SEC ↗
2016-12-312017-03-160001558370-17-001872SEC ↗
2015-12-312016-03-110001558370-16-004048SEC ↗
2014-12-312015-03-160001193125-15-093160SEC ↗
2013-12-312014-03-170001193125-14-102484SEC ↗
2011-12-312012-03-150001056943-12-000010SEC ↗
2010-12-312011-03-160001056943-11-000009SEC ↗
2009-12-312010-03-150001056943-10-000009SEC ↗