PFL

PFL — Valuation Models

Interactive models with editable assumptions. All calculations run client-side.

Valuation Summary

ModelIntrinsic Valuevs Price ($8.43)
DCF$200.40+2277.2%
Graham Number$14.06+66.8%
Reverse DCFimplied g: 0.7%
DDM$20.19+139.5%
EV/EBITDA

Values reflect default assumptions. Adjust inputs in each model below to update.

1 — Discounted Cash Flow (DCF)

Assumptions

Yahoo: $31.64M
Rev: 9.8% / EPS: 56.8%
Default: 9% (no SEC data)

Results

Intrinsic Value / share$200.40
Current Price$8.43
Upside / Downside+2277.2%
Net Debt (used)$49.82M
Sensitivity: WACC (rows) × Near-term g (cols)
WACC \ Near-term48.8%52.8%56.8%60.8%64.8%
7.0%$247.26$282.07$320.69$363.44$410.63
8.0%$192.19$219.19$249.15$282.30$318.90
9.0%$154.65$176.34$200.40$227.02$256.39
10.0%$127.60$145.46$165.27$187.18$211.36
11.0%$107.29$122.28$138.90$157.28$177.56

2 — Graham Number

Assumptions

Graham used 22.5 (15× P/E × 1.5× P/B)
Yahoo: $1.10
Yahoo: $7.99

Results

Graham Number$14.06
Current Price$8.43
Margin of Safety+66.8%
Formula: √(22.5 × max(0,EPS) × max(0,BVPS))

3 — Reverse DCF (Implied Growth)

Assumptions

Default: 9% (no SEC data)

Results

Current Price$8.43
Implied Near-term FCF Growth0.7%
Historical Revenue Growth9.8%
Historical Earnings Growth56.8%
Base FCF (TTM)$31.64M
Implied growth is the FCF growth rate (yrs 1–5) that makes the DCF intrinsic value equal the current price. Long-term growth is set to half the implied near-term rate.

4 — Dividend Discount Model (DDM)

Assumptions

Yahoo: $0.98

Results

DDM Intrinsic Value / share$20.19
Current Price$8.43
Upside / Downside+139.5%
Formula: D0 × (1+g) / (r − g)

5 — EV/EBITDA Multiple

Assumptions

Yahoo: —
Current: —×
Default: $49.82M

Results

Implied Equity Value / share$-1.10
Current Price$8.43
Upside / Downside-113.0%
Implied EV$0