Pagaya Technologies Ltd.

# Pagaya Technologies Ltd. (PGY)

Pagaya Technologies develops artificial intelligence and data science software solutions for financial services providers. The company deploys proprietary AI-powered technology to assist partners in originating loans and other credit products. Its platform serves financial technology companies, traditional banks and financial institutions, auto finance providers, and residential real estate service providers operating primarily in the United States, with additional operations in Israel and the Cayman Islands.

The company generates revenue by licensing its technology and software solutions to financial services partners who use the platform to streamline lending origination, risk assessment, and asset management processes. Pagaya's core offering centers on its proprietary algorithms and analytics capabilities designed to optimize credit decisions and operational efficiency for its partner network.

Founded in 2016 and headquartered in New York, Pagaya operates as a software infrastructure provider serving the financial services sector across multiple geographies. The company maintains development and operational capabilities in Israel alongside its primary US presence, reflecting its international founding and operational structure.