PLUMAS BANCORP

Plumas Bancorp operates as a bank holding company serving small and middle-market businesses and individuals across California, Nevada, and Oregon through its subsidiary, Plumas Bank. The company's core operations center on deposit-taking and lending activities. On the deposit side, Plumas accepts checking accounts, money market accounts, business sweep accounts, public funds sweep accounts, savings accounts, retirement accounts, and time deposits through remote channels. The bank also offers standard transaction services including telephone and mobile banking, internet banking with bill-pay functionality, automated teller machines, safe deposit boxes, and electronic funds transfer capabilities.

The loan portfolio represents the primary revenue driver and encompasses term real estate loans, commercial and industrial term loans, government-guaranteed loans, agricultural loans, credit lines, consumer loans, home equity loans, land development and construction loans, and small business administration loans. This diverse lending mix reflects the bank's focus on serving regional small business needs alongside traditional consumer lending.

Plumas Bancorp was established in 1980 and maintains its headquarters in Reno, Nevada. The company operates as a regional financial institution with a modest asset base and limited geographic footprint concentrated in the western United States, primarily serving communities in its three-state operating region.