PMTS — Valuation Models

Interactive models with editable assumptions. All calculations run client-side.

Valuation Summary

Model	Intrinsic Value	vs Price ($12.30)
DCF	$830.12	+6648.9%
Graham Number	—	—
Reverse DCF	—	implied g: 14.2%
DDM	—	—
EV/EBITDA	$12.30	-0.0%

Values reflect default assumptions. Adjust inputs in each model below to update.

1 — Discounted Cash Flow (DCF)

Assumptions

Base FCF($B)Yahoo: $16.08M

Near-term growth (yrs 1–5)(%)Rev: 10.6% / EPS: 72.7%

Long-term growth (yrs 6–10)(%)

Terminal growth rate(%)

WACC(%)Computed: 2.98%

Computed WACC: 2.98%

Cost of equity (Re)10.61%(Rf 4.30% + β 1.15 × ERP 5.50%)

Cost of debt (Rd)0.00%(no debt / unavailable → 0%)

Tax rate (T)21.00%(US statutory fallback)

Equity weight (E/V)28.05%

Debt weight (D/V)71.95%

Results

Intrinsic Value / share$16551.61

Current Price$12.30

Upside / Downside+134465.9%

Net Debt (used)$343.39M

Sensitivity: WACC (rows) × Near-term g (cols)

WACC \ Near-term	64.7%	68.7%	72.7%	76.7%	80.7%
7.0%	$1070.00	$1209.28	$1362.35	$1530.22	$1713.93
8.0%	$820.73	$928.25	$1046.41	$1175.98	$1317.77
9.0%	$651.20	$737.13	$831.55	$935.08	$1048.37
10.0%	$529.29	$599.70	$677.06	$761.87	$854.67
11.0%	$438.01	$496.81	$561.40	$632.20	$709.67

2 — Graham Number

Assumptions

MultiplierGraham used 22.5 (15× P/E × 1.5× P/B)

EPS (trailing)($)Yahoo: $1.20

Book Value / share($)Yahoo: $-2.25

Results

Graham Number requires positive EPS and positive Book Value per share. BVPS is zero or negative.

Graham Number—

Current Price$12.30

Margin of Safety—

Formula: √(22.5 × max(0,EPS) × max(0,BVPS))

3 — Reverse DCF (Implied Growth)

Assumptions

WACC(%)Computed: 2.98%

Terminal growth rate(%)

Computed WACC: 2.98%

Cost of equity (Re)10.61%(Rf 4.30% + β 1.15 × ERP 5.50%)

Cost of debt (Rd)0.00%(no debt / unavailable → 0%)

Tax rate (T)21.00%(US statutory fallback)

Equity weight (E/V)28.05%

Debt weight (D/V)71.95%

Results

Current Price$12.30

Implied Near-term FCF Growth-20.0%

Historical Revenue Growth10.6%

Historical Earnings Growth72.7%

Base FCF (TTM)$16.08M

Implied growth is the FCF growth rate (yrs 1–5) that makes the DCF intrinsic value equal the current price. Long-term growth is set to half the implied near-term rate.

4 — Dividend Discount Model (DDM)

Assumptions

Annual dividend D0($/share)Yahoo: —

Dividend growth rate (g)(%)

Required return (r)(%)

Results

This company does not pay a dividend. DDM is not applicable — the intrinsic value shown uses D0 = $0 unless you enter a hypothetical dividend above.

DDM Intrinsic Value / share—

Current Price$12.30

Upside / Downside—

Formula: D0 × (1+g) / (r − g)

5 — EV/EBITDA Multiple

Assumptions

EBITDA($B)Yahoo: $76.66M

Target EV/EBITDA multipleCurrent: 6.3×

Net Debt($B)Default: $343.39M

Results

Implied Equity Value / share$12.30

Current Price$12.30

Upside / Downside-0.0%

Implied EV$483.44M

Sensitivity: EV/EBITDA multiple (rows) × Net Debt (cols)

Mult \ Net Debt	-$1.66B	-$656.61M	$343.39M	$1.34B	$2.34B
2.3x	$161.00	$73.19	$-14.63	$-102.45	$-190.26
4.3x	$174.46	$86.65	$-1.17	$-88.98	$-176.80
6.3x	$187.93	$100.11	$12.30	$-75.52	$-163.33
8.3x	$201.39	$113.58	$25.76	$-62.05	$-149.87
10.3x	$214.86	$127.04	$39.23	$-48.59	$-136.40

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