Primerica, Inc. provides financial products and services to middle-income households in the United States and Canada through a network of licensed sales representatives. The company operates primarily as a life insurance underwriter and financial services distributor, serving customers who typically have limited access to professional financial advice.
The company operates three main business segments. The Term Life Insurance segment underwrites individual term life insurance policies. The Investment and Savings Products segment offers mutual funds, retirement plans, managed investments, variable and fixed annuities, fixed indexed annuities, and segregated funds. The Corporate and Other Distributed Products segment provides mortgage loans, prepaid legal services, identity theft defense services, auto and homeowners insurance, supplemental and accidental death insurance, disability insurance, and home automation solutions.
Primerica was founded in 1927 and is incorporated in Delaware with headquarters in Duluth, Georgia. The company maintains a market capitalization of approximately $8.3 billion and distributes its products through its representative sales force rather than through traditional retail or broker channels. Operations span both the United States and Canada, allowing the company to serve dual-market middle-income demographics across North America.
Fiscal years are as reported by the company and may not align with the calendar year. For example, Apple's FY 2024 ends in September 2024.
| Fiscal Year | EPS Diluted | EPS Basic | YoY | |
|---|---|---|---|---|
| 2025 | $22.91 | $22.95 | +361.9% | |
| 2024 | $4.96 | $4.97 | -68.9% | |
| 2023 | $15.94 | $15.97 | +63.7% | |
| 2022 | $9.74 | $9.77 | +3.8% | |
| 2021 | $9.38 | $9.41 | -2.0% | |
| 2020 | $9.57 | $9.60 | +327.2% | |
| 2019 | $2.24 | $2.25 | +12.6% | |
| 2018 | $1.99 | $1.99 | -46.5% | |
| 2017 | $3.72 | $3.73 | +207.4% | |
| 2016 | $1.21 | $1.21 | +24.7% | |
| 2015 | $0.97 | $0.97 | +15.5% | |
| 2014 | $0.84 | $0.84 | +25.4% | |
| 2013 | $0.67 | $0.67 | +0.0% | |
| 2012 | $0.67 | $0.68 | -71.6% | |
| 2011 | $2.36 | $2.39 | — |
| Report Date | Filed | Accession Number | |
|---|---|---|---|
| 2025-12-31 | 2026-02-27 | 0001193125-26-082233 | SEC ↗ |
| 2024-12-31 | 2025-02-28 | 0000950170-25-029882 | SEC ↗ |
| 2023-12-31 | 2024-02-28 | 0000950170-24-022262 | SEC ↗ |
| 2022-12-31 | 2023-02-28 | 0000950170-23-005208 | SEC ↗ |
| 2021-12-31 | 2022-03-01 | 0001564590-22-007995 | SEC ↗ |
| 2020-12-31 | 2021-03-01 | 0001564590-21-009754 | SEC ↗ |
| 2019-12-31 | 2020-02-28 | 0001564590-20-007489 | SEC ↗ |
| 2018-12-31 | 2019-02-26 | 0001564590-19-004515 | SEC ↗ |
| 2017-12-31 | 2018-02-26 | 0001564590-18-003151 | SEC ↗ |
| 2016-12-31 | 2017-02-27 | 0001564590-17-002594 | SEC ↗ |
| 2015-12-31 | 2016-02-25 | 0001564590-16-013368 | SEC ↗ |