Rhinebeck Bancorp, Inc.

Rhinebeck Bancorp, Inc. is a bank holding company headquartered in Poughkeepsie, New York, that operates Rhinebeck Bank, a regional financial institution serving consumers and commercial customers throughout the Hudson Valley region of New York. The company provides a range of deposit products including non-interest-bearing and interest-bearing demand accounts, money market accounts, savings accounts, and certificates of deposit across individual retirement and commercial structures.

The company's lending operations span multiple product categories. These include direct and indirect automobile loans, residential mortgages and construction loans for one- to four-family properties, multi-family real estate financing, non-residential commercial real estate loans, and commercial business loans structured as term loans and revolving lines of credit. The company also offers home equity loans and lines of credit to consumer borrowers, along with land development financing.

Beyond traditional banking, Rhinebeck Bancorp provides supplementary financial services including retail brokerage and advisory services, life insurance services, and investment products such as mutual funds and annuities. Founded in 1860, the company operates as a subsidiary of Rhinebeck Bancorp, MHC, and was incorporated in Maryland. The organization maintains a market capitalization of approximately $0.2 billion and is listed on Nasdaq.