Radian Group provides mortgage insurance and related specialty insurance products in the United States. The company's primary business involves underwriting and distributing private mortgage insurance (PMI) on residential first-lien mortgage loans, which protects lenders against borrower default. By aggregating and managing mortgage credit risk, Radian serves as an intermediary between mortgage originators and capital markets investors seeking mortgage credit exposure.
The company operates through mortgage insurance and specialty insurance segments. Its mortgage insurance business targets mortgage banks, commercial banks, savings institutions, credit unions, and community banks. Beyond traditional PMI, Radian offers complementary specialty insurance and reinsurance products that generate additional revenue streams from its customer base and capital partners.
Based in Wayne, Pennsylvania, Radian operates with approximately 900 full-time employees and maintains a presence across the primary U.S. mortgage lending market. The company was originally established in 1977 and incorporated in Delaware. Radian trades on the New York Stock Exchange under the ticker RDN.
Fiscal years are as reported by the company and may not align with the calendar year. For example, Apple's FY 2024 ends in September 2024.
| Fiscal Year | EPS Diluted | EPS Basic | YoY | |
|---|---|---|---|---|
| 2025 | $1.12 | $1.13 | -71.4% | |
| 2024 | $3.92 | $3.96 | +4.0% | |
| 2023 | $3.77 | $3.81 | -13.3% | |
| 2022 | $4.35 | $4.42 | +37.7% | |
| 2021 | $3.16 | $3.19 | +315.8% | |
| 2020 | $0.76 | $2.01 | -3.8% | |
| 2019 | $0.79 | $3.22 | +23.4% | |
| 2018 | $0.64 | $2.83 | +2033.3% | |
| 2017 | $0.03 | $0.56 | -88.9% | |
| 2016 | $0.27 | $1.46 | -15.6% | |
| 2015 | $0.32 | $1.44 | -82.0% | |
| 2014 | $1.78 | $5.20 | +250.8% | |
| 2013 | $-1.18 | $-1.18 | +65.4% | |
| 2012 | $-3.41 | $-3.41 | -250.9% | |
| 2011 | $2.26 | $2.28 | — |
| Report Date | Filed | Accession Number | |
|---|---|---|---|
| 2025-12-31 | 2026-02-20 | 0001193125-26-061383 | SEC ↗ |
| 2024-12-31 | 2025-02-14 | 0000950170-25-021241 | SEC ↗ |
| 2023-12-31 | 2024-02-23 | 0000890926-24-000006 | SEC ↗ |
| 2022-12-31 | 2023-02-24 | 0000890926-23-000007 | SEC ↗ |
| 2021-12-31 | 2022-02-25 | 0000890926-22-000007 | SEC ↗ |
| 2020-12-31 | 2021-02-26 | 0000890926-21-000019 | SEC ↗ |
| 2019-12-31 | 2020-02-28 | 0000890926-20-000018 | SEC ↗ |
| 2018-12-31 | 2019-02-28 | 0000890926-19-000009 | SEC ↗ |
| 2017-12-31 | 2018-02-28 | 0000890926-18-000011 | SEC ↗ |
| 2016-12-31 | 2017-02-27 | 0000890926-17-000010 | SEC ↗ |
| 2015-12-31 | 2016-02-26 | 0000890926-16-000092 | SEC ↗ |
| 2014-12-31 | 2015-03-02 | 0000890926-15-000013 | SEC ↗ |