REINSURANCE GROUP OF AMERICA INC

Reinsurance Group of America provides life and health reinsurance across mortality, morbidity, and lapse risks, alongside asset-intensive reinsurance solutions. The company serves primary insurers, pension funds, and other financial institutions through underwriting and capital solutions. Its product suite includes individual and group life and health coverage, disability, long-term care, and critical illness reinsurance, along with coinsurance arrangements for payout annuities and pension risk transfer transactions.

The company operates through two primary business segments: individual life and health reinsurance, which covers mortality and morbidity risks across markets, and asset-intensive reinsurance, which includes longevity reinsurance, stable value products, funding agreement backed notes, and other capital solutions. It also provides superannuation reinsurance in the Asia-Pacific region. These segments generate revenue through premium income, investment returns, and fees from capital solutions.

RGA operates across geographies spanning North America, Latin America, Europe, the Middle East, Africa, and Asia-Pacific. The company maintains approximately 4,300 full-time employees and is incorporated and headquartered in Missouri. Founded in 1973, it trades on the New York Stock Exchange with a market capitalization of approximately $14.2 billion.