Repay Holdings Corp

Repay Holdings Corporation operates a payments technology platform that processes electronic transactions for consumers and businesses across the United States. The company provides integrated payment processing solutions including debit and credit card processing, automated clearing house (ACH) transactions, e-cash services, and digital wallet capabilities. Its technology infrastructure supports multiple payment channels—web-based, mobile application, text-to-pay, interactive voice response, and point-of-sale systems—enabling customers to accept payments through their preferred methods.

The company segments its business into Consumer Payments and Business Payments divisions. Within these segments, it offers payment acceptance solutions for standard card and ACH processing alongside enhanced services such as virtual credit card processing, instant funding, clearing and settlement, and communication solutions. Repay primarily serves customers in personal loans, automotive loans, receivables management, and business-to-business verticals, utilizing both direct sales representatives and software integration partners to reach its customer base.

With 465 full-time employees, Repay operates from its headquarters in Atlanta, Georgia. The company was incorporated in Delaware and trades on the Nasdaq. Founded in 2006, it has established operations focused on providing payment infrastructure to mid-market customers requiring specialized processing capabilities across specific lending and commercial verticals.