ROYAL BANK OF CANADA

Royal Bank of Canada is a diversified financial services company headquartered in Toronto that operates globally through six primary business segments. The Personal Banking division serves individual customers with home equity financing, personal lending, deposit accounts, auto financing, mutual funds, and payment solutions. Commercial Banking provides lending, deposit services, and transaction banking to business clients. The Wealth Management segment delivers investment advisory, asset management, trust services, and custody solutions to high-net-worth individuals and institutional clients. The Insurance segment offers life, health, property and casualty, travel, annuities, and reinsurance products through both direct channels and broker networks. Capital Markets provides advisory, origination, sales and trading, lending, and transaction banking services to corporate and institutional clients, including asset managers, private equity firms, and governments.

The company operates with approximately 96,628 full-time employees across North America and international markets. Founded in 1864, Royal Bank of Canada is one of Canada's largest banking institutions by asset base, with extensive distribution networks spanning retail branches, digital platforms, and institutional client relationships. The company's diversified business model generates revenue across consumer deposits and lending, commercial banking services, wealth and asset management fees, insurance premiums, and capital markets commissions and spreads.