Sachem Capital Corp.

# Sachem Capital Corp.

Sachem Capital Corp. is a real estate investment trust (REIT) incorporated in New York and listed on the New York Stock Exchange. The company originates, purchases, and services first and second mortgage loans secured by residential and commercial properties. Sachem Capital operates primarily as a direct lender, providing short-term and long-term financing solutions to borrowers who may not qualify for traditional bank lending.

The company's business model centers on originating and holding mortgage loans on its balance sheet while generating income from interest payments and fees. The portfolio includes loans across multiple states, with exposure to both single-family residential and commercial real estate segments. Sachem Capital also earns servicing revenues through the management of its loan portfolio.

The company operates with a lean organizational structure typical of mortgage REITs, focusing on loan origination, underwriting, and portfolio management. As a REIT, Sachem Capital is required to distribute a substantial portion of its taxable income to shareholders. The company maintains a presence across multiple states through its lending activities, though the scale of operations remains concentrated relative to larger institutional lenders in the mortgage finance sector.