SMFG

SMFG — Valuation Models

Interactive models with editable assumptions. All calculations run client-side.

Valuation Summary

ModelIntrinsic Valuevs Price ($22.01)
DCF$7685.25+34817.1%
Graham Number$28.78+30.7%
Reverse DCF
DDM$11.33-48.5%
EV/EBITDA

Values reflect default assumptions. Adjust inputs in each model below to update.

1 — Discounted Cash Flow (DCF)

Assumptions

Yahoo: —
Rev: 21.8% / EPS: 14.1%
Default: 9% (no SEC data)

Results

Intrinsic Value / share$7685.25
Current Price$22.01
Upside / Downside+34817.1%
Net Debt (used)-$48.90T
Sensitivity: WACC (rows) × Near-term g (cols)
WACC \ Near-term13.8%17.8%21.8%25.8%29.8%
7.0%$7685.25$7685.25$7685.25$7685.25$7685.25
8.0%$7685.25$7685.25$7685.25$7685.25$7685.25
9.0%$7685.25$7685.25$7685.25$7685.25$7685.25
10.0%$7685.25$7685.25$7685.25$7685.25$7685.25
11.0%$7685.25$7685.25$7685.25$7685.25$7685.25

2 — Graham Number

Assumptions

Graham used 22.5 (15× P/E × 1.5× P/B)
Yahoo: $1.41
Yahoo: $26.10

Results

Graham Number$28.78
Current Price$22.01
Margin of Safety+30.7%
Formula: √(22.5 × max(0,EPS) × max(0,BVPS))

3 — Reverse DCF (Implied Growth)

Assumptions

Default: 9% (no SEC data)

Results

Reverse DCF requires positive TTM free cash flow.
Current Price$22.01
Implied Near-term FCF Growth
Historical Revenue Growth21.8%
Historical Earnings Growth14.1%
Base FCF (TTM)
Implied growth is the FCF growth rate (yrs 1–5) that makes the DCF intrinsic value equal the current price. Long-term growth is set to half the implied near-term rate.

4 — Dividend Discount Model (DDM)

Assumptions

Yahoo: $0.55

Results

DDM Intrinsic Value / share$11.33
Current Price$22.01
Upside / Downside-48.5%
Formula: D0 × (1+g) / (r − g)

5 — EV/EBITDA Multiple

Assumptions

Yahoo: —
Current: —×
Default: -$48.90T

Results

Implied Equity Value / share$7685.25
Current Price$22.01
Upside / Downside+34817.1%
Implied EV$0