SOUTH PLAINS FINANCIAL, INC.

Operating through its City Bank subsidiary, South Plains Financial is a regional bank holding company providing commercial and consumer banking services to small and medium-sized businesses and individuals across its markets. The company offers a full range of deposit products including demand accounts, interest-bearing accounts, savings accounts, and certificates of deposit. Beyond traditional banking, it provides trust administration services covering revocable and irrevocable trusts, charitable trusts, and self-directed individual retirement accounts, along with investment services encompassing mutual funds, annuities, stocks, bonds, and municipal securities.

The lending portfolio comprises multiple segments serving different borrower categories. Commercial real estate loans represent a significant business line, supplemented by specialized commercial loans to agricultural, energy, construction, and retail sectors. The company also originates residential construction loans, one-to-four family residential mortgages, auto loans, and loans for recreational vehicles. Mortgage banking services complete its lending operations.

Headquartered in Lubbock, Texas, South Plains Financial was founded in 1941 and maintains a regional footprint serving Texas markets. The company's retail operations include deposit gathering and consumer lending alongside its commercial banking and wealth management offerings. With a market capitalization of approximately $700 million and traded on Nasdaq, the company positions itself as a community-focused bank serving regional business and consumer banking needs.