Stellar Bancorp, Inc.

# Stellar Bancorp, Inc.

Stellar Bancorp operates as a bank holding company providing commercial banking products and services to small and medium-sized businesses, professionals, and individual customers from its Houston, Texas headquarters. The company's deposit offerings include checking accounts, commercial accounts, money market accounts, savings accounts, and time deposits, alongside digital banking capabilities through telephone, mobile, and online platforms. The company also provides safe deposit boxes, debit cards, cash management services, wire transfers, and ancillary banking products such as cashier's checks and letters of credit.

The lending business encompasses commercial and industrial loans, commercial real estate loans including multi-family residential financing, and construction and land development loans. Residential real estate lending covers 1-4 family mortgages, home equity products, and home improvement loans. The company additionally offers commercial and retail lending services including small business loans, personal loans, and automobile financing, as well as factoring services.

With approximately 1,075 full-time employees, Stellar Bancorp operates as a regional bank serving primarily Texas-based markets. The company was incorporated in Texas and founded in 2007, operating as a publicly traded entity on the New York Stock Exchange.