STARWOOD PROPERTY TRUST, INC.

# STARWOOD PROPERTY TRUST, INC.

Starwood Property Trust operates as a mortgage REIT providing debt and equity capital to the real estate sector. The company originates, acquires, and manages a diversified portfolio of real estate debt instruments, including commercial first mortgages, non-agency residential mortgages, subordinated mortgages, mezzanine loans, and preferred equity. It also acquires and holds commercial mortgage-backed securities and residential mortgage-backed securities, along with distressed or non-performing loans and other real estate-related debt investments.

The company's operations are organized into four segments. The Commercial and Residential Lending segment forms the core business, originating and managing mortgage and structured debt across commercial and residential property types. The Infrastructure Lending segment targets debt investments in infrastructure assets. The Property segment holds equity interests in stabilized and stabilizing commercial real estate properties, with a focus on multifamily assets. The Investing and Servicing segment manages problem assets, acquires CMBS securities at various ratings, originates conduit loans for securitization, and acquires commercial properties from CMBS trusts.

Headquartered in Miami Beach, Florida, the company operates internationally with a staff of approximately 286 full-time employees. As a REIT, Starwood Property Trust is required to distribute at least 90% of its taxable income to shareholders, a structural requirement that defines its capital allocation approach.