SurgePays, Inc.

SurgePays operates as a financial technology and telecommunications company serving the convenience store channel in the United States. The company functions as a Mobile Virtual Network Operator (MVNO), offering mobile broadband solutions to consumers through retail distribution. Beyond wireless services, SurgePays provides a fintech platform that enables convenience store operators to facilitate ACH banking relationships and conduct financial transactions, positioning itself at the intersection of telecom and point-of-sale financial services.

The company operates through two primary segments: MVNO Telecommunications and Comprehensive Platform Services. Within the MVNO segment, SurgePays offers prepaid wireless top-up capabilities, allowing convenience store clerks to process wireless top-ups for major carriers. The Platform Services segment encompasses transaction processing and marketing solutions delivered through its fintech infrastructure, targeting independent convenience store retailers as its primary customer base.

SurgePays is headquartered in Bartlett, Tennessee, and operates with approximately 130 full-time employees. The company is incorporated in Nevada and trades on the Nasdaq exchange. Its business model centers on leveraging the convenience store distribution network to deliver both telecommunications and financial services to consumers and small retailers.