Bancorp, Inc.

The Bancorp, Inc. is a Delaware-incorporated financial holding company that operates The Bancorp Bank, National Association, a federally chartered national bank. The company provides a diversified range of banking products and deposit services across the United States, including checking, savings, money market, and commercial deposit accounts. Beyond traditional banking, The Bancorp has built specialized lending capabilities spanning securities-backed lines of credit, insurance policy cash value-backed lines of credit, investor advisor financing, and consumer fintech loans including secured credit card loans, fixed-term loans, and payroll advances.

A significant portion of the company's business focuses on financing to investment advisors and lease financing for commercial and government vehicle fleets. The company also originates commercial real estate bridge loans and small business loans. Additional revenue streams include payment processing services, such as automated clearing house (ACH) bill payment, card and bill payment processing, and ACH transaction services. The Bancorp provides debit and prepaid card issuing services as well as associated account services to support its lending and deposit operations.

Headquartered in Wilmington, Delaware, the company operates as a regional bank with a market capitalization of approximately $2.7 billion. The Bancorp was incorporated in 1999 and maintains a national footprint through its digital banking and specialized lending operations.