TFIN — Valuation Models

Interactive models with editable assumptions. All calculations run client-side.

Valuation Summary

Model	Intrinsic Value	vs Price ($57.34)
DCF	$-7.12	-112.4%
Graham Number	$28.10	-51.0%
Reverse DCF	—	—
DDM	—	—
EV/EBITDA	—	—

Values reflect default assumptions. Adjust inputs in each model below to update.

1 — Discounted Cash Flow (DCF)

Assumptions

Base FCF($B)Yahoo: —

Near-term growth (yrs 1–5)(%)Rev: 22.9% / EPS: 531.5%

Long-term growth (yrs 6–10)(%)

Terminal growth rate(%)

WACC(%)Computed: 9.65%

Computed WACC: 9.65%

Cost of equity (Re)12.61%(Rf 4.30% + β 1.51 × ERP 5.50%)

Cost of debt (Rd)0.00%(no debt / unavailable → 0%)

Tax rate (T)21.00%(US statutory fallback)

Equity weight (E/V)76.55%

Debt weight (D/V)23.45%

Results

Intrinsic Value / share$-7.12

Current Price$57.34

Upside / Downside-112.4%

Net Debt (used)$169.45M

Sensitivity: WACC (rows) × Near-term g (cols)

WACC \ Near-term	523.5%	527.5%	531.5%	535.5%	539.5%
7.0%	$-7.12	$-7.12	$-7.12	$-7.12	$-7.12
8.0%	$-7.12	$-7.12	$-7.12	$-7.12	$-7.12
9.0%	$-7.12	$-7.12	$-7.12	$-7.12	$-7.12
10.0%	$-7.12	$-7.12	$-7.12	$-7.12	$-7.12
11.0%	$-7.12	$-7.12	$-7.12	$-7.12	$-7.12

2 — Graham Number

Assumptions

MultiplierGraham used 22.5 (15× P/E × 1.5× P/B)

EPS (trailing)($)Yahoo: $0.93

Book Value / share($)Yahoo: $37.73

Results

Graham Number$28.10

Current Price$57.34

Margin of Safety-51.0%

Formula: √(22.5 × max(0,EPS) × max(0,BVPS))

3 — Reverse DCF (Implied Growth)

Assumptions

WACC(%)Computed: 9.65%

Terminal growth rate(%)

Computed WACC: 9.65%

Cost of equity (Re)12.61%(Rf 4.30% + β 1.51 × ERP 5.50%)

Cost of debt (Rd)0.00%(no debt / unavailable → 0%)

Tax rate (T)21.00%(US statutory fallback)

Equity weight (E/V)76.55%

Debt weight (D/V)23.45%

Results

Reverse DCF requires positive TTM free cash flow.

Current Price$57.34

Implied Near-term FCF Growth—

Historical Revenue Growth22.9%

Historical Earnings Growth531.5%

Base FCF (TTM)—

Implied growth is the FCF growth rate (yrs 1–5) that makes the DCF intrinsic value equal the current price. Long-term growth is set to half the implied near-term rate.

4 — Dividend Discount Model (DDM)

Assumptions

Annual dividend D0($/share)Yahoo: —

Dividend growth rate (g)(%)

Required return (r)(%)

Results

This company does not pay a dividend. DDM is not applicable — the intrinsic value shown uses D0 = $0 unless you enter a hypothetical dividend above.

DDM Intrinsic Value / share—

Current Price$57.34

Upside / Downside—

Formula: D0 × (1+g) / (r − g)

5 — EV/EBITDA Multiple

Assumptions

EBITDA($B)Yahoo: —

Target EV/EBITDA multipleCurrent: —×

Net Debt($B)Default: $169.45M

Results

Implied Equity Value / share$-7.12

Current Price$57.34

Upside / Downside-112.4%

Implied EV$0

← Overview Financial Statements ← Companies