Companies

HANOVER INSURANCE GROUP, INC.

THG · CIK 0000944695 · operating

$181.68+0.58%Last updated Mar 2, 11:12 PM

Key Statistics

Valuation

Market Cap$6.39B
P/E10.04
Fwd P/E10.04
PEG
P/S0.97
P/B1.80
EV/EBITDA7.25
EV/Rev0.98

Profitability

Gross Margin
Op. Margin14.15%
Net Margin10.05%
ROE18.55%
ROA3.91%
FCF Margin17.75%

Financial Health

Current Ratio
Debt/Equity3.74
Free Cash Flow$1.17B
Div. Yield2.10%

Growth & Other

Revenue Growth5.72%
EPS Growth55.21%
Beta0.32
52W High$188.18
52W Low$147.76

About HANOVER INSURANCE GROUP, INC.

# Hanover Insurance Group, Inc.

Hanover Insurance Group operates as a property and casualty insurer providing coverage to individuals and businesses across the United States. The company's product portfolio spans commercial insurance, specialty lines, and personal insurance, distributed primarily through independent agents and brokers. Offerings include commercial multiple peril, commercial automobile, workers' compensation, professional liability, marine, surety, and specialty industrial coverages, alongside personal automobile, homeowners, umbrella, and inland marine policies.

The company's operations are organized into four segments: Core Commercial, which includes standard business coverages; Specialty, encompassing professional and executive lines, marine, and excess and surplus products; Personal Lines, covering individual auto and homeowners policies; and Other. The specialty segment also includes program business and specialty general liability offerings. The company serves clients across multiple industries, including construction, healthcare, financial services, manufacturing, professional services, real estate, and technology.

Hanover maintains approximately 4,900 full-time employees and is headquartered in Worcester, Massachusetts. The company was originally founded in 1852, operating under the name Allmerica Financial Corp. before adopting its current name in 2005. It is incorporated in Delaware and trades on the New York Stock Exchange.

Earnings Per Share (Annual · SEC XBRL)

Fiscal years are as reported by the company and may not align with the calendar year. For example, Apple's FY 2024 ends in September 2024.

Fiscal YearEPS DilutedEPS BasicYoY
2025$18.16$18.50+55.2%
2024$11.70$11.85+1093.9%
2023$0.98$0.99-69.5%
2022$3.21$3.26-72.1%
2021$11.49$11.67+159.4%
2020$4.43$4.49+60.5%
2019$2.76$2.80-4.2%
2018$2.88$2.92+140.0%
2017$1.20$1.21+475.0%
2016$-0.32$-0.32-118.2%
2015$1.76$1.79-12.0%
2014$2.00$2.04+27.4%
2013$1.57$1.60+226.6%
2012$-1.24$-1.24-213.8%
2011$1.09$1.10-67.4%
2010$3.34$3.39

Annual Reports (10-K) · 10 filings

Report DateFiledAccession Number
2025-12-312026-02-200001193125-26-060983SEC ↗
2024-12-312025-02-240000950170-25-025093SEC ↗
2023-12-312024-02-220000950170-24-018917SEC ↗
2022-12-312023-02-230000950170-23-004178SEC ↗
2021-12-312022-02-250001564590-22-006789SEC ↗
2020-12-312021-02-240001564590-21-007746SEC ↗
2019-12-312020-02-240001564590-20-006025SEC ↗
2018-12-312019-02-220001564590-19-003788SEC ↗
2017-12-312018-02-270001564590-18-003531SEC ↗
2016-12-312017-02-220000944695-17-000020SEC ↗