Trupanion provides subscription-based pet medical insurance for cats and dogs across North America, Continental Europe, and Australia. The company's insurance products cover veterinary expenses for pet owners and are distributed through relationships with veterinary clinics and direct-to-consumer channels. Founded in 2000 and headquartered in Seattle, Washington, Trupanion operates as a focused player in the pet insurance segment of the broader property and casualty insurance market.
The company generates revenue through two primary segments: its subscription business, which represents the core insurance offering, and other business activities. The subscription model creates recurring revenue from pet owners paying monthly or annual premiums for medical coverage. Trupanion serves approximately 1,121 full-time employees and maintains operations across multiple geographic markets, with significant presence in the United States and Canada alongside more recent expansion into Continental Europe and Australia.
Fiscal years are as reported by the company and may not align with the calendar year. For example, Apple's FY 2024 ends in September 2024.
| Fiscal Year | EPS Diluted | EPS Basic | YoY | |
|---|---|---|---|---|
| 2025 | $0.45 | $0.45 | +295.7% | |
| 2024 | $-0.23 | $-0.23 | +78.7% | |
| 2023 | $-1.08 | $-1.08 | +1.8% | |
| 2022 | $-1.10 | $-1.10 | — | |
| 2021 | — | — | — | |
| 2020 | $-0.09 | $-0.09 | -550.0% | |
| 2019 | $0.02 | $0.02 | -33.3% | |
| 2018 | $0.03 | $0.04 | — | |
| 2017 | — | — | — | |
| 2016 | — | — | — | |
| 2015 | — | — | — | |
| 2014 | — | — | — |
| Report Date | Filed | Accession Number | |
|---|---|---|---|
| 2025-12-31 | 2026-02-13 | 0001371285-26-000018 | SEC ↗ |
| 2024-12-31 | 2025-02-27 | 0001371285-25-000052 | SEC ↗ |
| 2023-12-31 | 2024-02-27 | 0001371285-24-000029 | SEC ↗ |
| 2022-12-31 | 2023-02-16 | 0001371285-23-000047 | SEC ↗ |
| 2021-12-31 | 2022-02-17 | 0001371285-22-000048 | SEC ↗ |
| 2020-12-31 | 2021-02-12 | 0001371285-21-000041 | SEC ↗ |
| 2019-12-31 | 2020-02-14 | 0001371285-20-000032 | SEC ↗ |