TIMBERLAND BANCORP INC

Timberland Bancorp is a regional bank holding company headquartered in Hoquiam, Washington, operating through its subsidiary Timberland Bank. The company provides community banking services across Washington, with a focus on retail and commercial lending. Its deposit products include checking accounts, savings accounts, money market accounts, and certificates of deposit. The lending portfolio comprises residential mortgages for one- to four-family properties, multi-family residential loans, commercial real estate financing, and land loans. The company also originates construction loans across multiple categories, including custom and owner-builder residential, speculative residential development, commercial construction, multi-family projects, and land development.

Beyond real estate lending, Timberland Bancorp offers consumer credit products including home equity lines of credit, second mortgage loans, auto loans, boat loans, recreational vehicle loans, and unsecured personal loans. The company also extends commercial business loans to support small and mid-sized enterprises in its service area. Founded in 1915, the company operates with approximately 271 full-time employees. As a regional community bank, Timberland Bancorp's business model centers on relationship banking and local decision-making rather than national or multi-state operations.