UBSI · CIK 0000729986 · operating
United Bankshares operates as a regional bank holding company providing commercial and retail banking services across the United States. The company accepts a range of deposit products including checking and savings accounts, money market accounts, and individual retirement accounts. Its lending portfolio encompasses commercial loans to small and mid-size industrial and commercial enterprises, automobile dealers, and retail merchants; construction and real estate loans including commercial and residential mortgages; personal and auto loans; and home equity products. The company also offers credit cards and standard banking services such as wire transfers, automated teller machine access, and internet banking.
Beyond core lending and deposits, United Bankshares generates revenue from trust services, safe deposit boxes, investment and security services, and federal funds trading. The company provides community banking services including asset management, real property title insurance, financial planning, mortgage banking, and brokerage services. Additional revenue streams derive from fiduciary activities such as custody of assets, investment management, and escrow services.
The company operates with approximately 2,740 full-time employees and maintains its headquarters in Charleston, West Virginia. United Bankshares was incorporated in West Virginia in 1982 and is listed on the Nasdaq exchange.
Fiscal years are as reported by the company and may not align with the calendar year. For example, Apple's FY 2024 ends in September 2024.
| Fiscal Year | EPS Diluted | EPS Basic | YoY | |
|---|---|---|---|---|
| 2025 | $0.91 | $0.92 | +31.9% | |
| 2024 | $0.69 | $0.70 | +16.9% | |
| 2023 | $0.59 | $0.59 | -20.3% | |
| 2022 | $0.74 | $0.74 | +32.1% | |
| 2021 | $0.56 | $0.56 | -21.1% | |
| 2020 | $0.71 | $0.71 | +14.5% | |
| 2019 | $0.62 | $0.62 | +0.0% | |
| 2018 | $0.62 | $0.62 | +264.7% | |
| 2017 | $0.17 | $0.17 | -66.7% | |
| 2016 | $0.51 | $0.51 | +6.3% | |
| 2015 | $0.48 | $0.48 | +0.0% | |
| 2014 | $0.48 | $0.48 | +23.1% | |
| 2013 | $0.39 | $0.39 | -7.1% | |
| 2012 | $0.42 | $0.42 | +5.0% | |
| 2011 | $0.40 | $0.40 | -75.8% | |
| 2010 | $1.65 | $1.65 | — |
| Report Date | Filed | Accession Number | |
|---|---|---|---|
| 2025-12-31 | 2026-02-27 | 0001193125-26-081470 | SEC ↗ |
| 2024-12-31 | 2025-02-28 | 0001193125-25-042589 | SEC ↗ |
| 2023-12-31 | 2024-02-29 | 0001193125-24-053462 | SEC ↗ |
| 2022-12-31 | 2023-03-01 | 0001193125-23-056045 | SEC ↗ |
| 2021-12-31 | 2022-03-01 | 0001193125-22-061038 | SEC ↗ |
| 2020-12-31 | 2021-03-01 | 0001193125-21-063344 | SEC ↗ |
| 2019-12-31 | 2020-03-02 | 0001193125-20-058900 | SEC ↗ |
| 2018-12-31 | 2019-03-01 | 0001193125-19-060795 | SEC ↗ |
| 2017-12-31 | 2018-03-01 | 0001193125-18-066863 | SEC ↗ |
| 2016-12-31 | 2017-03-01 | 0001193125-17-065038 | SEC ↗ |
| 2015-12-31 | 2016-02-29 | 0001193125-16-484917 | SEC ↗ |