UCFI — Valuation Models

Interactive models with editable assumptions. All calculations run client-side.

Valuation Summary

Model	Intrinsic Value	vs Price ($5.51)
DCF	$0.62	-88.8%
Graham Number	$1.17	-78.7%
Reverse DCF	—	—
DDM	—	—
EV/EBITDA	$5.51	-0.0%

Values reflect default assumptions. Adjust inputs in each model below to update.

1 — Discounted Cash Flow (DCF)

Assumptions

Base FCF($B)Yahoo: —

Near-term growth (yrs 1–5)(%)Rev: 84.2% / EPS: 113.5%

Long-term growth (yrs 6–10)(%)

Terminal growth rate(%)

WACC(%)Computed: 1.39%

Computed WACC: 1.39%

Cost of equity (Re)1.42%(Rf 4.30% + β -0.52 × ERP 5.50%)

Cost of debt (Rd)0.00%(no debt / unavailable → 0%)

Tax rate (T)21.00%(US statutory fallback)

Equity weight (E/V)98.29%

Debt weight (D/V)1.71%

Results

Intrinsic Value / share—

Current Price$5.51

Upside / Downside—

Net Debt (used)-$32.21M

Sensitivity: WACC (rows) × Near-term g (cols)

WACC \ Near-term	105.5%	109.5%	113.5%	117.5%	121.5%
7.0%	$0.62	$0.62	$0.62	$0.62	$0.62
8.0%	$0.62	$0.62	$0.62	$0.62	$0.62
9.0%	$0.62	$0.62	$0.62	$0.62	$0.62
10.0%	$0.62	$0.62	$0.62	$0.62	$0.62
11.0%	$0.62	$0.62	$0.62	$0.62	$0.62

2 — Graham Number

Assumptions

MultiplierGraham used 22.5 (15× P/E × 1.5× P/B)

EPS (trailing)($)Yahoo: $0.18

Book Value / share($)Yahoo: $0.34

Results

Graham Number$1.17

Current Price$5.51

Margin of Safety-78.7%

Formula: √(22.5 × max(0,EPS) × max(0,BVPS))

3 — Reverse DCF (Implied Growth)

Assumptions

WACC(%)Computed: 1.39%

Terminal growth rate(%)

Computed WACC: 1.39%

Cost of equity (Re)1.42%(Rf 4.30% + β -0.52 × ERP 5.50%)

Cost of debt (Rd)0.00%(no debt / unavailable → 0%)

Tax rate (T)21.00%(US statutory fallback)

Equity weight (E/V)98.29%

Debt weight (D/V)1.71%

Results

Reverse DCF requires positive TTM free cash flow.

Current Price$5.51

Implied Near-term FCF Growth—

Historical Revenue Growth84.2%

Historical Earnings Growth113.5%

Base FCF (TTM)—

Implied growth is the FCF growth rate (yrs 1–5) that makes the DCF intrinsic value equal the current price. Long-term growth is set to half the implied near-term rate.

4 — Dividend Discount Model (DDM)

Assumptions

Annual dividend D0($/share)Yahoo: —

Dividend growth rate (g)(%)

Required return (r)(%)

Results

This company does not pay a dividend. DDM is not applicable — the intrinsic value shown uses D0 = $0 unless you enter a hypothetical dividend above.

DDM Intrinsic Value / share—

Current Price$5.51

Upside / Downside—

Formula: D0 × (1+g) / (r − g)

5 — EV/EBITDA Multiple

Assumptions

EBITDA($B)Yahoo: $12.64M

Target EV/EBITDA multipleCurrent: 20.2×

Net Debt($B)Default: -$32.21M

Results

Implied Equity Value / share$5.51

Current Price$5.51

Upside / Downside-0.0%

Implied EV$255.61M

Sensitivity: EV/EBITDA multiple (rows) × Net Debt (cols)

Mult \ Net Debt	-$2.03B	-$1.03B	-$32.21M	$967.79M	$1.97B
16.2x	$42.83	$23.69	$4.54	$-14.60	$-33.75
18.2x	$43.31	$24.17	$5.03	$-14.12	$-33.26
20.2x	$43.80	$24.65	$5.51	$-13.63	$-32.78
22.2x	$44.28	$25.14	$5.99	$-13.15	$-32.29
24.2x	$44.77	$25.62	$6.48	$-12.67	$-31.81

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