Companies

UNITED FIRE GROUP INC

UFCS · CIK 0000101199 · operating

$38.86+0.18%Last updated Feb 27, 11:55 PM

Key Statistics

Valuation

Market Cap$991.78M
P/E8.67
Fwd P/E10.50
PEG
P/S0.72
P/B1.05
EV/EBITDA5.85
EV/Rev0.72

Profitability

Gross Margin
Op. Margin
Net Margin8.52%
ROE12.56%
ROA3.08%
FCF Margin19.46%

Financial Health

Current Ratio
Debt/Equity3.08
Free Cash Flow$269.74M
Div. Yield2.06%

Growth & Other

Revenue Growth10.62%
EPS Growth87.45%
Beta0.45
52W High$40.63
52W Low$25.01

About UNITED FIRE GROUP INC

United Fire Group is a property and casualty insurance provider serving the U.S. market through a network of independent agencies. The company was founded in 1946 and operates from its headquarters in Cedar Rapids, Iowa, with approximately 846 full-time employees.

The company's commercial lines business offers fire and allied lines coverage, general liability, commercial automobile, workers' compensation, fidelity and surety products, and various other insurance solutions for business customers. Its personal lines segment provides automobile insurance and fire and allied lines coverage for individuals, along with assumed reinsurance for homeowners multi-peril policies. Revenue is generated through premiums collected across both segments, with distribution handled exclusively through independent insurance agents rather than direct channels.

United Fire Group maintains a market capitalization of approximately $1.0 billion and operates as a publicly traded company on the Nasdaq exchange. The company's business model relies on underwriting discipline and claims management within the competitive property and casualty insurance sector.

Earnings Per Share (Annual · SEC XBRL)

Fiscal years are as reported by the company and may not align with the calendar year. For example, Apple's FY 2024 ends in September 2024.

Fiscal YearEPS DilutedEPS BasicYoY
2025$4.48$4.64+87.4%
2024$2.39$2.45
2023
2022
2021
2020$-4.50$-4.50-875.9%
2019$0.58$0.59-46.3%
2018$1.08$1.11-45.7%
2017$1.99$2.03+332.6%
2016$0.46$0.47-62.0%
2015$1.21$1.23-12.3%
2014$1.38$1.39+32.7%
2013$1.04$1.04+1140.0%
2012$-0.10$-0.10
2011$0.00$0.00

Annual Reports (10-K) · 11 filings

Report DateFiledAccession Number
2025-12-312026-02-260000101199-26-000015SEC ↗
2024-12-312025-02-260000101199-25-000012SEC ↗
2023-12-312024-02-290000101199-24-000019SEC ↗
2022-12-312023-02-280000101199-23-000020SEC ↗
2021-12-312022-02-250000101199-22-000027SEC ↗
2020-12-312021-02-260000101199-21-000024SEC ↗
2019-12-312020-02-280000101199-20-000032SEC ↗
2018-12-312019-02-280000101199-19-000040SEC ↗
2017-12-312018-02-280000101199-18-000040SEC ↗
2016-12-312017-02-280000101199-17-000040SEC ↗
2015-12-312016-02-260000101199-16-000480SEC ↗