UFI — Valuation Models

Interactive models with editable assumptions. All calculations run client-side.

Valuation Summary

Model	Intrinsic Value	vs Price ($3.76)
DCF	$8.72	+131.8%
Graham Number	—	—
Reverse DCF	—	implied g: -3.0%
DDM	—	—
EV/EBITDA	—	—

Values reflect default assumptions. Adjust inputs in each model below to update.

1 — Discounted Cash Flow (DCF)

Assumptions

Base FCF($B)Yahoo: $13.94M

Near-term growth (yrs 1–5)(%)Rev: -12.6% / EPS: —

Long-term growth (yrs 6–10)(%)

Terminal growth rate(%)

WACC(%)Computed: 12.87%

Computed WACC: 12.87%

Cost of equity (Re)8.27%(Rf 4.30% + β 0.72 × ERP 5.50%)

Cost of debt (Rd)19.89%(interest expense ÷ avg debt (SEC))

Tax rate (T)21.00%(US statutory fallback)

Equity weight (E/V)38.21%

Debt weight (D/V)61.79%

Results

Intrinsic Value / share$3.75

Current Price$3.76

Upside / Downside-0.4%

Net Debt (used)$82.78M

Sensitivity: WACC (rows) × Near-term g (cols)

WACC \ Near-term	-3.0%	1.0%	5.0%	9.0%	13.0%
7.0%	$8.83	$11.52	$14.64	$18.26	$22.42
8.0%	$6.47	$8.63	$11.14	$14.04	$17.38
9.0%	$4.83	$6.63	$8.72	$11.13	$13.90
10.0%	$3.62	$5.16	$6.94	$8.99	$11.34
11.0%	$2.70	$4.04	$5.58	$7.36	$9.40

2 — Graham Number

Assumptions

MultiplierGraham used 22.5 (15× P/E × 1.5× P/B)

EPS (trailing)($)Yahoo: $-1.22

Book Value / share($)Yahoo: $12.38

Results

Graham Number requires positive EPS and positive Book Value per share. EPS is zero or negative.

Graham Number—

Current Price$3.76

Margin of Safety—

Formula: √(22.5 × max(0,EPS) × max(0,BVPS))

3 — Reverse DCF (Implied Growth)

Assumptions

WACC(%)Computed: 12.87%

Terminal growth rate(%)

Computed WACC: 12.87%

Cost of equity (Re)8.27%(Rf 4.30% + β 0.72 × ERP 5.50%)

Cost of debt (Rd)19.89%(interest expense ÷ avg debt (SEC))

Tax rate (T)21.00%(US statutory fallback)

Equity weight (E/V)38.21%

Debt weight (D/V)61.79%

Results

Current Price$3.76

Implied Near-term FCF Growth5.0%

Historical Revenue Growth-12.6%

Historical Earnings Growth—

Base FCF (TTM)$13.94M

Implied growth is the FCF growth rate (yrs 1–5) that makes the DCF intrinsic value equal the current price. Long-term growth is set to half the implied near-term rate.

4 — Dividend Discount Model (DDM)

Assumptions

Annual dividend D0($/share)Yahoo: —

Dividend growth rate (g)(%)

Required return (r)(%)

Results

This company does not pay a dividend. DDM is not applicable — the intrinsic value shown uses D0 = $0 unless you enter a hypothetical dividend above.

DDM Intrinsic Value / share—

Current Price$3.76

Upside / Downside—

Formula: D0 × (1+g) / (r − g)

5 — EV/EBITDA Multiple

Assumptions

EBITDA($B)Yahoo: -$16.14M

Target EV/EBITDA multipleCurrent: -9.6×

Net Debt($B)Default: $82.78M

Results

Implied Equity Value / share$3.85

Current Price$3.76

Upside / Downside+2.4%

Implied EV$154.32M

← Overview Financial Statements ← Companies