UMBFO — Valuation Models

Interactive models with editable assumptions. All calculations run client-side.

Valuation Summary

Model	Intrinsic Value	vs Price ($26.71)
DCF	$-1082868992.00	-4054170792.6%
Graham Number	—	—
Reverse DCF	—	—
DDM	$39.96	+49.6%
EV/EBITDA	—	—

Values reflect default assumptions. Adjust inputs in each model below to update.

1 — Discounted Cash Flow (DCF)

Assumptions

Base FCF($B)Yahoo: —

Near-term growth (yrs 1–5)(%)Rev: 67.6% / EPS: 12.6%

Long-term growth (yrs 6–10)(%)

Terminal growth rate(%)

WACC(%)Default: 9% (no SEC data)

Results

Intrinsic Value / share$-1082868992.00

Current Price$26.71

Upside / Downside-4054170792.6%

Net Debt (used)$1.08B

Sensitivity: WACC (rows) × Near-term g (cols)

WACC \ Near-term	59.6%	63.6%	67.6%	71.6%	75.6%
7.0%	$-1082868992.00	$-1082868992.00	$-1082868992.00	$-1082868992.00	$-1082868992.00
8.0%	$-1082868992.00	$-1082868992.00	$-1082868992.00	$-1082868992.00	$-1082868992.00
9.0%	$-1082868992.00	$-1082868992.00	$-1082868992.00	$-1082868992.00	$-1082868992.00
10.0%	$-1082868992.00	$-1082868992.00	$-1082868992.00	$-1082868992.00	$-1082868992.00
11.0%	$-1082868992.00	$-1082868992.00	$-1082868992.00	$-1082868992.00	$-1082868992.00

2 — Graham Number

Assumptions

MultiplierGraham used 22.5 (15× P/E × 1.5× P/B)

EPS (trailing)($)Yahoo: —

Book Value / share($)Yahoo: $97.41

Results

Graham Number requires positive EPS and positive Book Value per share. EPS is zero or negative.

Graham Number—

Current Price$26.71

Margin of Safety—

Formula: √(22.5 × max(0,EPS) × max(0,BVPS))

3 — Reverse DCF (Implied Growth)

Assumptions

WACC(%)Default: 9% (no SEC data)

Terminal growth rate(%)

Results

Reverse DCF requires positive TTM free cash flow.

Current Price$26.71

Implied Near-term FCF Growth—

Historical Revenue Growth67.6%

Historical Earnings Growth12.6%

Base FCF (TTM)—

Implied growth is the FCF growth rate (yrs 1–5) that makes the DCF intrinsic value equal the current price. Long-term growth is set to half the implied near-term rate.

4 — Dividend Discount Model (DDM)

Assumptions

Annual dividend D0($/share)Yahoo: $1.94

Dividend growth rate (g)(%)

Required return (r)(%)

Results

DDM Intrinsic Value / share$39.96

Current Price$26.71

Upside / Downside+49.6%

Formula: D0 × (1+g) / (r − g)

5 — EV/EBITDA Multiple

Assumptions

EBITDA($B)Yahoo: —

Target EV/EBITDA multipleCurrent: —×

Net Debt($B)Default: $1.08B

Results

Implied Equity Value / share$-1082868992.00

Current Price$26.71

Upside / Downside-4054170792.6%

Implied EV$0

← Overview Financial Statements ← Companies