UPB

UPB — Valuation Models

Interactive models with editable assumptions. All calculations run client-side.

Valuation Summary

ModelIntrinsic Valuevs Price ($7.70)
DCF$-36.90-579.2%
Graham Number
Reverse DCF
DDM
EV/EBITDA

Values reflect default assumptions. Adjust inputs in each model below to update.

1 — Discounted Cash Flow (DCF)

Assumptions

Yahoo: -$87.00M
Rev: 12.5% / EPS: —
Default: 9% (no SEC data)

Results

Intrinsic Value / share$-36.98
Current Price$7.70
Upside / Downside-580.2%
Net Debt (used)-$371.01M
Sensitivity: WACC (rows) × Near-term g (cols)
WACC \ Near-term4.5%8.5%12.5%16.5%20.5%
7.0%$-39.18$-48.04$-58.25$-69.98$-83.38
8.0%$-30.45$-37.52$-45.66$-54.99$-65.65
9.0%$-24.43$-30.26$-36.98$-44.67$-53.44
10.0%$-20.03$-24.97$-30.64$-37.13$-44.53
11.0%$-16.68$-20.93$-25.82$-31.40$-37.76

2 — Graham Number

Assumptions

Graham used 22.5 (15× P/E × 1.5× P/B)
Yahoo: $-6.40
Yahoo: $7.01

Results

Graham Number requires positive EPS and positive Book Value per share. EPS is zero or negative.
Graham Number
Current Price$7.70
Margin of Safety
Formula: √(22.5 × max(0,EPS) × max(0,BVPS))

3 — Reverse DCF (Implied Growth)

Assumptions

Default: 9% (no SEC data)

Results

Reverse DCF requires positive TTM free cash flow.
Current Price$7.70
Implied Near-term FCF Growth
Historical Revenue Growth12.5%
Historical Earnings Growth
Base FCF (TTM)-$87.00M
Implied growth is the FCF growth rate (yrs 1–5) that makes the DCF intrinsic value equal the current price. Long-term growth is set to half the implied near-term rate.

4 — Dividend Discount Model (DDM)

Assumptions

Yahoo: —

Results

This company does not pay a dividend. DDM is not applicable — the intrinsic value shown uses D0 = $0 unless you enter a hypothetical dividend above.
DDM Intrinsic Value / share
Current Price$7.70
Upside / Downside
Formula: D0 × (1+g) / (r − g)

5 — EV/EBITDA Multiple

Assumptions

Yahoo: -$140.33M
Current: -0.3×
Default: -$371.01M

Results

Implied Equity Value / share$7.70
Current Price$7.70
Upside / Downside-0.0%
Implied EV$45.05M