Velocity Financial, Inc.

Velocity Financial operates as a real estate finance company specializing in mortgage origination, securitization, and portfolio management. The company focuses primarily on non-agency and specialty mortgage products, including loans secured by investor-owned 1-4 unit residential rental properties, multifamily apartments, mixed-use properties, and commercial real estate. It also originates warehouse loans and finances other property types. Distribution occurs through a network of independent mortgage brokers as well as direct relationships with borrowers.

The company generates revenue through mortgage origination and servicing activities, with a business model centered on originating loans, securitizing them through capital markets, and managing the resulting portfolios. This approach allows Velocity to scale originations without maintaining all loans on its balance sheet. The company operates across the United States with headquarters in Westlake Village, California.

Velocity Financial operates with approximately 309 full-time employees. Founded in 2004, the company is incorporated in Delaware and listed on the New York Stock Exchange.