VFL

VFL — Valuation Models

Interactive models with editable assumptions. All calculations run client-side.

Valuation Summary

ModelIntrinsic Valuevs Price ($10.41)
DCF$-4.32-141.5%
Graham Number
Reverse DCFimplied g: 33.2%
DDM$12.36+18.7%
EV/EBITDA

Values reflect default assumptions. Adjust inputs in each model below to update.

1 — Discounted Cash Flow (DCF)

Assumptions

Yahoo: $2.62M
Rev: — / EPS: —
Default: 9% (no SEC data)

Results

Intrinsic Value / share$-4.32
Current Price$10.41
Upside / Downside-141.5%
Net Debt (used)$99.00M
Sensitivity: WACC (rows) × Near-term g (cols)
WACC \ Near-term-3.0%1.0%5.0%9.0%13.0%
7.0%$-4.29$-3.52$-2.64$-1.61$-0.42
8.0%$-4.96$-4.35$-3.63$-2.81$-1.86
9.0%$-5.43$-4.91$-4.32$-3.64$-2.85
10.0%$-5.77$-5.33$-4.83$-4.24$-3.57
11.0%$-6.03$-5.65$-5.21$-4.71$-4.13

2 — Graham Number

Assumptions

Graham used 22.5 (15× P/E × 1.5× P/B)
Yahoo: $-0.42
Yahoo: $11.31

Results

Graham Number requires positive EPS and positive Book Value per share. EPS is zero or negative.
Graham Number
Current Price$10.41
Margin of Safety
Formula: √(22.5 × max(0,EPS) × max(0,BVPS))

3 — Reverse DCF (Implied Growth)

Assumptions

Default: 9% (no SEC data)

Results

Current Price$10.41
Implied Near-term FCF Growth33.2%
Historical Revenue Growth
Historical Earnings Growth
Base FCF (TTM)$2.62M
Implied growth is the FCF growth rate (yrs 1–5) that makes the DCF intrinsic value equal the current price. Long-term growth is set to half the implied near-term rate.

4 — Dividend Discount Model (DDM)

Assumptions

Yahoo: $0.60

Results

DDM Intrinsic Value / share$12.36
Current Price$10.41
Upside / Downside+18.7%
Formula: D0 × (1+g) / (r − g)

5 — EV/EBITDA Multiple

Assumptions

Yahoo: —
Current: —×
Default: $99.00M

Results

Implied Equity Value / share$-8.06
Current Price$10.41
Upside / Downside-177.5%
Implied EV$0