WFG

WFG — Valuation Models

Interactive models with editable assumptions. All calculations run client-side.

Valuation Summary

ModelIntrinsic Valuevs Price ($66.30)
DCF$-62.81-194.7%
Graham Number
Reverse DCF
DDM$26.37-60.2%
EV/EBITDA$68.29+3.0%

Values reflect default assumptions. Adjust inputs in each model below to update.

1 — Discounted Cash Flow (DCF)

Assumptions

Yahoo: -$264.50M
Rev: -17.1% / EPS: —
Default: 9% (no SEC data)

Results

Intrinsic Value / share$-62.81
Current Price$66.30
Upside / Downside-194.7%
Net Debt (used)$131.00M
Sensitivity: WACC (rows) × Near-term g (cols)
WACC \ Near-term-3.0%1.0%5.0%9.0%13.0%
7.0%$-63.33$-75.79$-90.29$-107.06$-126.39
8.0%$-52.37$-62.40$-74.05$-87.51$-103.00
9.0%$-44.77$-53.12$-62.81$-73.99$-86.83
10.0%$-39.20$-46.32$-54.57$-64.08$-75.00
11.0%$-34.93$-41.12$-48.27$-56.51$-65.96

2 — Graham Number

Assumptions

Graham used 22.5 (15× P/E × 1.5× P/B)
Yahoo: $-12.08
Yahoo: $74.70

Results

Graham Number requires positive EPS and positive Book Value per share. EPS is zero or negative.
Graham Number
Current Price$66.30
Margin of Safety
Formula: √(22.5 × max(0,EPS) × max(0,BVPS))

3 — Reverse DCF (Implied Growth)

Assumptions

Default: 9% (no SEC data)

Results

Reverse DCF requires positive TTM free cash flow.
Current Price$66.30
Implied Near-term FCF Growth
Historical Revenue Growth-17.1%
Historical Earnings Growth
Base FCF (TTM)-$264.50M
Implied growth is the FCF growth rate (yrs 1–5) that makes the DCF intrinsic value equal the current price. Long-term growth is set to half the implied near-term rate.

4 — Dividend Discount Model (DDM)

Assumptions

Yahoo: $1.28

Results

DDM Intrinsic Value / share$26.37
Current Price$66.30
Upside / Downside-60.2%
Formula: D0 × (1+g) / (r − g)

5 — EV/EBITDA Multiple

Assumptions

Yahoo: $65.00M
Current: 81.9×
Default: $131.00M

Results

Implied Equity Value / share$68.29
Current Price$66.30
Upside / Downside+3.0%
Implied EV$5.32B
Sensitivity: EV/EBITDA multiple (rows) × Net Debt (cols)
Mult \ Net Debt-$1.87B-$869.00M$131.00M$1.13B$2.13B
77.9x$91.18$78.02$64.87$51.71$38.56
79.9x$92.89$79.73$66.58$53.42$40.27
81.9x$94.60$81.44$68.29$55.13$41.98
83.9x$96.31$83.15$70.00$56.85$43.69
85.9x$98.02$84.86$71.71$58.56$45.40