XChange TEC.INC

XChange TEC.INC operates as an insurance broker and technology platform serving individual consumers across China. The company distributes a range of insurance products underwritten by state-owned and regional property and casualty insurers, with offerings spanning automobile, life, health, group accident, and property-related coverage. Distribution occurs through a hybrid model combining external referral sources, including registered sales representatives and channel partners, alongside an in-house sales team.

The company's revenue streams derive from insurance intermediation and a software-as-a-service platform that provides back-office and customer management services to both offline and online insurance distribution channels. The platform facilitates transactions for external partners while supporting the company's direct sales operations.

Based in Shanghai, XChange TEC.INC maintains a compact operational footprint with approximately 30 full-time employees. The company was established in 2007 and previously operated under the name FLJ Group Limited prior to rebranding in May 2024. Its primary market focus remains the People's Republic of China.