XP

XP — Valuation Models

Interactive models with editable assumptions. All calculations run client-side.

Valuation Summary

ModelIntrinsic Valuevs Price ($21.71)
DCF$283.54+1206.0%
Graham Number$19.39-10.7%
Reverse DCF
DDM$3.71-82.9%
EV/EBITDA

Values reflect default assumptions. Adjust inputs in each model below to update.

1 — Discounted Cash Flow (DCF)

Assumptions

Yahoo: —
Rev: 13.3% / EPS: 14.1%
Default: 9% (no SEC data)

Results

Intrinsic Value / share$283.54
Current Price$21.71
Upside / Downside+1206.0%
Net Debt (used)-$118.08B
Sensitivity: WACC (rows) × Near-term g (cols)
WACC \ Near-term6.1%10.1%14.1%18.1%22.1%
7.0%$283.54$283.54$283.54$283.54$283.54
8.0%$283.54$283.54$283.54$283.54$283.54
9.0%$283.54$283.54$283.54$283.54$283.54
10.0%$283.54$283.54$283.54$283.54$283.54
11.0%$283.54$283.54$283.54$283.54$283.54

2 — Graham Number

Assumptions

Graham used 22.5 (15× P/E × 1.5× P/B)
Yahoo: $1.89
Yahoo: $8.84

Results

Graham Number$19.39
Current Price$21.71
Margin of Safety-10.7%
Formula: √(22.5 × max(0,EPS) × max(0,BVPS))

3 — Reverse DCF (Implied Growth)

Assumptions

Default: 9% (no SEC data)

Results

Reverse DCF requires positive TTM free cash flow.
Current Price$21.71
Implied Near-term FCF Growth
Historical Revenue Growth13.3%
Historical Earnings Growth14.1%
Base FCF (TTM)
Implied growth is the FCF growth rate (yrs 1–5) that makes the DCF intrinsic value equal the current price. Long-term growth is set to half the implied near-term rate.

4 — Dividend Discount Model (DDM)

Assumptions

Yahoo: $0.18

Results

DDM Intrinsic Value / share$3.71
Current Price$21.71
Upside / Downside-82.9%
Formula: D0 × (1+g) / (r − g)

5 — EV/EBITDA Multiple

Assumptions

Yahoo: —
Current: —×
Default: -$118.08B

Results

Implied Equity Value / share$283.54
Current Price$21.71
Upside / Downside+1206.0%
Implied EV$0