Avidia Bancorp, Inc.

Avidia Bancorp is a regional bank holding company headquartered in Hudson, Massachusetts, that operates through its subsidiary Avidia Bank. The company provides retail and commercial banking services to individual and corporate customers across deposit and lending products. Its deposit offerings include savings and checking accounts, certificates of deposit, individual retirement accounts, and money market accounts across both interest-bearing and noninterest-bearing structures.

The company's lending portfolio spans multiple categories: commercial and industrial loans, residential mortgage loans ranging from one-to-four family to multi-family properties, home equity and second mortgage loans, commercial real estate loans, construction and land development loans, and consumer auto loans. Beyond traditional banking, Avidia generates revenue through payments processing services and investment activities, primarily in U.S. Treasury securities, government agency securities, and municipal bonds.

Founded in 1869, Avidia operates as a publicly traded regional financial institution with a market capitalization of approximately $300 million. The company maintains a physical presence centered in Massachusetts, serving both individual depositors and small-to-mid-sized business clients through its community banking model.