CATHAY GENERAL BANCORP

Cathay General Bancorp, incorporated in Delaware and headquartered in Los Angeles, operates as a regional bank holding company through its subsidiary Cathay Bank. The company serves individuals, professionals, and small to medium-sized businesses primarily across the United States. Its product suite encompasses deposit accounts—including savings, checking, money market, and certificate of deposit offerings—alongside consumer and commercial lending products such as commercial loans, small business administration loans, residential mortgages, construction financing, and home equity lines of credit. The bank also provides trade financing services, including letters of credit and forward currency contracts, along with standard banking services such as wire transfers, safe deposit boxes, and automated teller machine access.

The company generates revenue through two principal channels: net interest income derived from its lending and deposit-taking activities, and fee-based income from ancillary services. Cathay Bank offers investment products and advisory services, including stocks, bonds, mutual funds, insurance, and annuities, which supplement core banking operations. The institution maintains a regional footprint centered on Los Angeles and surrounding California markets, with operations serving communities across the United States. Founded in 1962, Cathay General Bancorp maintains approximately $20 billion in total assets, positioning it within the regional bank category by scale and market presence.