CATY — Valuation Models

Interactive models with editable assumptions. All calculations run client-side.

Valuation Summary

Model	Intrinsic Value	vs Price ($50.20)
DCF	$-0.39	-100.8%
Graham Number	$66.68	+32.8%
Reverse DCF	—	—
DDM	$28.84	-42.5%
EV/EBITDA	—	—

Values reflect default assumptions. Adjust inputs in each model below to update.

1 — Discounted Cash Flow (DCF)

Assumptions

Base FCF($B)Yahoo: —

Near-term growth (yrs 1–5)(%)Rev: 19.6% / EPS: 18.5%

Long-term growth (yrs 6–10)(%)

Terminal growth rate(%)

WACC(%)Computed: 8.47%

Computed WACC: 8.47%

Cost of equity (Re)8.90%(Rf 4.30% + β 0.84 × ERP 5.50%)

Cost of debt (Rd)0.00%(no debt / unavailable → 0%)

Tax rate (T)21.00%(US statutory fallback)

Equity weight (E/V)95.18%

Debt weight (D/V)4.82%

Results

Intrinsic Value / share$-0.39

Current Price$50.20

Upside / Downside-100.8%

Net Debt (used)$26.50M

Sensitivity: WACC (rows) × Near-term g (cols)

WACC \ Near-term	11.6%	15.6%	19.6%	23.6%	27.6%
7.0%	$-0.39	$-0.39	$-0.39	$-0.39	$-0.39
8.0%	$-0.39	$-0.39	$-0.39	$-0.39	$-0.39
9.0%	$-0.39	$-0.39	$-0.39	$-0.39	$-0.39
10.0%	$-0.39	$-0.39	$-0.39	$-0.39	$-0.39
11.0%	$-0.39	$-0.39	$-0.39	$-0.39	$-0.39

2 — Graham Number

Assumptions

MultiplierGraham used 22.5 (15× P/E × 1.5× P/B)

EPS (trailing)($)Yahoo: $4.54

Book Value / share($)Yahoo: $43.53

Results

Graham Number$66.68

Current Price$50.20

Margin of Safety+32.8%

Formula: √(22.5 × max(0,EPS) × max(0,BVPS))

3 — Reverse DCF (Implied Growth)

Assumptions

WACC(%)Computed: 8.47%

Terminal growth rate(%)

Computed WACC: 8.47%

Cost of equity (Re)8.90%(Rf 4.30% + β 0.84 × ERP 5.50%)

Cost of debt (Rd)0.00%(no debt / unavailable → 0%)

Tax rate (T)21.00%(US statutory fallback)

Equity weight (E/V)95.18%

Debt weight (D/V)4.82%

Results

Reverse DCF requires positive TTM free cash flow.

Current Price$50.20

Implied Near-term FCF Growth—

Historical Revenue Growth19.6%

Historical Earnings Growth18.5%

Base FCF (TTM)—

Implied growth is the FCF growth rate (yrs 1–5) that makes the DCF intrinsic value equal the current price. Long-term growth is set to half the implied near-term rate.

4 — Dividend Discount Model (DDM)

Assumptions

Annual dividend D0($/share)Yahoo: $1.40

Dividend growth rate (g)(%)

Required return (r)(%)

Results

DDM Intrinsic Value / share$28.84

Current Price$50.20

Upside / Downside-42.5%

Formula: D0 × (1+g) / (r − g)

5 — EV/EBITDA Multiple

Assumptions

EBITDA($B)Yahoo: —

Target EV/EBITDA multipleCurrent: —×

Net Debt($B)Default: $26.50M

Results

Implied Equity Value / share$-0.39

Current Price$50.20

Upside / Downside-100.8%

Implied EV$0

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