CFG, CFG-PE, CFG-PH, CFG-PI · CIK 0000759944 · operating
Citizens Financial Group operates as a regional bank holding company providing retail and commercial banking services across the United States. The company offers a broad range of products including deposit accounts, mortgage and home equity loans, credit cards, business loans, and wealth management services. Additionally, it provides education financing and point-of-sale lending products through digital, mobile, and traditional service channels.
The company operates through two primary segments. Consumer Banking serves individuals and small businesses through deposit products, lending services, credit cards, and wealth management offerings delivered via telephone centers, online platforms, and mobile applications. Commercial Banking provides middle-market and large corporate clients with lending and leasing, deposit and treasury management, foreign exchange services, risk management solutions, and capital markets advisory including mergers and acquisitions and debt and equity capital markets services.
Citizens Financial Group employs approximately 17,400 full-time employees and maintains headquarters in Providence, Rhode Island. The company traces its origins to 1828 and was formerly known as RBS Citizens Financial Group before adopting its current name in 2014. It serves a diverse customer base spanning individuals, small businesses, mid-market companies, large corporations, institutions, and high-net-worth individuals, with commercial exposure across multifamily, office, industrial, retail, healthcare, and hospitality sectors.
Fiscal years are as reported by the company and may not align with the calendar year. For example, Apple's FY 2024 ends in September 2024.
| Fiscal Year | EPS Diluted | EPS Basic | YoY | |
|---|---|---|---|---|
| 2025 | $3.86 | $3.90 | +27.4% | |
| 2024 | $3.03 | $3.05 | -3.2% | |
| 2023 | $3.13 | $3.14 | -23.7% | |
| 2022 | $4.10 | $4.12 | -20.5% | |
| 2021 | $5.16 | $5.18 | +132.4% | |
| 2020 | $2.22 | $2.22 | -41.7% | |
| 2019 | $3.81 | $3.82 | +8.2% | |
| 2018 | $3.52 | $3.54 | +78.7% | |
| 2016 | $1.97 | $1.97 | +27.1% | |
| 2015 | $1.55 | $1.55 | +0.0% | |
| 2014 | $1.55 | $1.55 | — |
| Report Date | Filed | Accession Number | |
|---|---|---|---|
| 2025-12-31 | 2026-02-12 | 0000759944-26-000028 | SEC ↗ |
| 2024-12-31 | 2025-02-13 | 0000759944-25-000013 | SEC ↗ |
| 2023-12-31 | 2024-02-16 | 0000759944-24-000039 | SEC ↗ |
| 2022-12-31 | 2023-02-17 | 0000759944-23-000029 | SEC ↗ |
| 2021-12-31 | 2022-02-23 | 0000759944-22-000025 | SEC ↗ |
| 2020-12-31 | 2021-02-23 | 0000759944-21-000034 | SEC ↗ |
| 2019-12-31 | 2020-02-24 | 0000759944-20-000030 | SEC ↗ |
| 2018-12-31 | 2019-02-21 | 0000759944-19-000024 | SEC ↗ |