CFG — Valuation Models

Interactive models with editable assumptions. All calculations run client-side.

Valuation Summary

Model	Intrinsic Value	vs Price ($61.09)
DCF	$3.01	-95.1%
Graham Number	$69.98	+14.6%
Reverse DCF	—	—
DDM	$37.90	-38.0%
EV/EBITDA	—	—

Values reflect default assumptions. Adjust inputs in each model below to update.

1 — Discounted Cash Flow (DCF)

Assumptions

Base FCF($B)Yahoo: —

Near-term growth (yrs 1–5)(%)Rev: 10.7% / EPS: 34.8%

Long-term growth (yrs 6–10)(%)

Terminal growth rate(%)

WACC(%)Computed: 6.80%

Computed WACC: 6.80%

Cost of equity (Re)10.19%(Rf 4.30% + β 1.07 × ERP 5.50%)

Cost of debt (Rd)0.00%(no debt / unavailable → 0%)

Tax rate (T)21.00%(US statutory fallback)

Equity weight (E/V)66.69%

Debt weight (D/V)33.31%

Results

Intrinsic Value / share$3.01

Current Price$61.09

Upside / Downside-95.1%

Net Debt (used)-$1.28B

Sensitivity: WACC (rows) × Near-term g (cols)

WACC \ Near-term	26.8%	30.8%	34.8%	38.8%	42.8%
7.0%	$3.01	$3.01	$3.01	$3.01	$3.01
8.0%	$3.01	$3.01	$3.01	$3.01	$3.01
9.0%	$3.01	$3.01	$3.01	$3.01	$3.01
10.0%	$3.01	$3.01	$3.01	$3.01	$3.01
11.0%	$3.01	$3.01	$3.01	$3.01	$3.01

2 — Graham Number

Assumptions

MultiplierGraham used 22.5 (15× P/E × 1.5× P/B)

EPS (trailing)($)Yahoo: $3.86

Book Value / share($)Yahoo: $56.39

Results

Graham Number$69.98

Current Price$61.09

Margin of Safety+14.6%

Formula: √(22.5 × max(0,EPS) × max(0,BVPS))

3 — Reverse DCF (Implied Growth)

Assumptions

WACC(%)Computed: 6.80%

Terminal growth rate(%)

Computed WACC: 6.80%

Cost of equity (Re)10.19%(Rf 4.30% + β 1.07 × ERP 5.50%)

Cost of debt (Rd)0.00%(no debt / unavailable → 0%)

Tax rate (T)21.00%(US statutory fallback)

Equity weight (E/V)66.69%

Debt weight (D/V)33.31%

Results

Reverse DCF requires positive TTM free cash flow.

Current Price$61.09

Implied Near-term FCF Growth—

Historical Revenue Growth10.7%

Historical Earnings Growth34.8%

Base FCF (TTM)—

Implied growth is the FCF growth rate (yrs 1–5) that makes the DCF intrinsic value equal the current price. Long-term growth is set to half the implied near-term rate.

4 — Dividend Discount Model (DDM)

Assumptions

Annual dividend D0($/share)Yahoo: $1.84

Dividend growth rate (g)(%)

Required return (r)(%)

Results

DDM Intrinsic Value / share$37.90

Current Price$61.09

Upside / Downside-38.0%

Formula: D0 × (1+g) / (r − g)

5 — EV/EBITDA Multiple

Assumptions

EBITDA($B)Yahoo: —

Target EV/EBITDA multipleCurrent: —×

Net Debt($B)Default: -$1.28B

Results

Implied Equity Value / share$3.01

Current Price$61.09

Upside / Downside-95.1%

Implied EV$0

← Overview Financial Statements ← Companies